{"id":2951,"date":"2023-09-07T14:43:40","date_gmt":"2023-09-07T13:43:40","guid":{"rendered":"https:\/\/gocredito.pt\/?page_id=2951"},"modified":"2026-04-14T09:55:06","modified_gmt":"2026-04-14T08:55:06","slug":"simuladores","status":"publish","type":"page","link":"https:\/\/gocredito.pt\/en\/simuladores\/","title":{"rendered":"Simulators"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"2951\" class=\"elementor elementor-2951\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a12ecb8 elementor-section-height-min-height elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"a12ecb8\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;,&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-dfbd935\" data-id=\"dfbd935\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-44a3c07 elementor-widget elementor-widget-heading\" data-id=\"44a3c07\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.15.0 - 20-08-2023 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h1 class=\"elementor-heading-title elementor-size-default\">Simulators<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-da836a8 elementor-section-height-min-height elementor-section-full_width elementor-section-stretched elementor-section-height-default elementor-section-items-middle\" data-id=\"da836a8\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[{&quot;_id&quot;:&quot;616da96&quot;,&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_laptop&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_laptop&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_laptop&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_laptop&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}],&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2ea4ad5\" data-id=\"2ea4ad5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6321829 elementor-widget elementor-widget-heading\" data-id=\"6321829\" data-element_type=\"widget\" id=\"simHabitacao\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span style=\"color: #00bfae\">Simulator<\/span> Mortgage Loans<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4fcebf1 elementor-widget elementor-widget-text-editor\" data-id=\"4fcebf1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.15.0 - 20-08-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>In doubt about which property to buy? <br \/>Do the simulation and make a conscious decision.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d3d1652 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d3d1652\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3d71700\" data-id=\"3d71700\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-77ea140 animated-slow elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"77ea140\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;jet_parallax_layout_list&quot;:[{&quot;_id&quot;:&quot;2b2c1b3&quot;,&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_laptop&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_laptop&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_laptop&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_laptop&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-1787fcb\" data-id=\"1787fcb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5521d41 elementor-widget elementor-widget-html\" data-id=\"5521d41\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div id=\"simHabit\">\r\n  <form id=\"mortgageForm\" action=\"\">\r\n      <div class=\"habit-linha\">\r\n          <div class=\"habit-bloco\">\r\n    <div>Amount of loan<\/div>\r\n    <label class=\"field-group\" for=\"loanAmount\">\r\n    <input type=\"number\" id=\"loanAmount\" required>\r\n    <span class=\"field-group__symbol\">\u20ac<\/span>\r\n    <\/label>\r\n    <\/div>\r\n     <div class=\"habit-bloco\">\r\n        <div class=\"duracao\">\r\n        <label for=\"loanTermYears\">Loan Duration<div class=\"tooltip\">?\r\n  <span class=\"tooltipcontent\">\r\n  <p>Maximum credit payment period allowed depending on age:<\/p>\r\n<p>Up to 30 years old - payment up to 40 years.<\/p>\r\n<p>Between 31 and 35 years old - payment up to 37 years<\/p>\r\n<p>From 36 years old - payment up to 35 years\r\n<\/p>\r\n<\/span>\r\n<\/div><\/label>\r\n        <\/div>\r\n<div class=\"field-group\">\r\n   <div class=\"duracao\">\r\n       <label class=\"field-group__label\" for=\"loanTermYears\">\r\n       <span class=\"field__wrap\">\r\n        <input type=\"number\" id=\"loanTermYears\">\r\n        <\/span>\r\n           <span class=\"field-group__symbol\">years<\/span>\r\n         <\/label>\r\n    <\/div>\r\n    <div class=\"duracao\">\r\n        <label class=\"field-group__label\" for=\"loanTermMonths\">\r\n            <span class=\"field__wrap\">\r\n        <input type=\"number\" id=\"loanTermMonths\">\r\n        <\/span>\r\n        <span class=\"field-group__symbol\">months<\/span>\r\n        <\/label>\r\n        <\/div>\r\n        <\/div>\r\n        <\/div>\r\n    <div class=\"habit-bloco\">\r\n        <div>NIR (spread+euribor)<\/div>\r\n    <label class=\"field-group\" for=\"interestRate\">\r\n    <input type=\"number\" id=\"interestRate\" required step=\"0.1\" value=\"2.50\">\r\n    <span class=\"field-group__symbol\">%<\/span>\r\n    <\/label>\r\n    <\/div>\r\n    <\/div>\r\n    <p id=\"errorText\">A dura\u00e7\u00e3o do empr\u00e9stimo tem de ser de 5 a 40 anos.<\/p>\r\n <input type=\"hidden\" name=\"trp-form-language\" value=\"en\"\/><\/form>\r\n<\/div>\r\n<div id=\"taxMensal\">\r\n    <h4>Average Monthly <span style=\"color: #00bfae;\">mensais<\/span><\/h4>\r\n    <table border=\"0\">\r\n        <thead>\r\n            <tr>\r\n                <th>Fixed NIR<\/th>\r\n                <th>Variable NIR<\/th>\r\n               <th>Mixed NIR<\/th>\r\n            <\/tr>\r\n        <\/thead>\r\n        <tbody>\r\n            <tr>\r\n                <td>3.10%<\/td>\r\n                <td>2.837%<\/td>\r\n                <td>2.50%<\/td>\r\n            <\/tr>\r\n        <\/tbody>\r\n    <\/table>\r\n<\/div>\r\n<div id=\"summary\">\r\n    <h3>Results<\/h3>\r\n    <p id=\"monthlyPayment\"><span>Estimated Monthly Instalment<\/span><span>0.00\u20ac<\/span><\/p>\r\n    <p style=\"display: none;\" id=\"totalInterest\"><span>Total in Interest<\/span><span>0.00\u20ac<\/span><\/p>\r\n<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e1076ce elementor-widget elementor-widget-html\" data-id=\"e1076ce\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t <div class=\"credsim-header\">\r\n <h3>Amortization Schedule<\/h3>\r\n <div id=\"lastPaymentDate\"><\/div>\r\n <\/div>\r\n <div id=\"tableContainer\">\r\n    <table id=\"mortgageTable\">\r\n      <thead>\r\n        <tr>\r\n          <th>Month<\/th>\r\n          <th>Date<\/th>\r\n          <th>Monthly Instalment<\/th>\r\n          <th>Capital Amortization<\/th>\r\n          <th>Interest<\/th>\r\n          <th>Total Interest Paid<\/th>\r\n          <th>Debt<\/th>\r\n        <\/tr>\r\n      <\/thead>\r\n      <tbody><\/tbody>\r\n    <\/table>\r\n  <\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8503b9a elementor-section-height-min-height elementor-section-full_width elementor-section-stretched elementor-section-height-default elementor-section-items-middle\" data-id=\"8503b9a\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[{&quot;_id&quot;:&quot;616da96&quot;,&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_laptop&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_laptop&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_laptop&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_laptop&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}],&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7ac17f0\" data-id=\"7ac17f0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b5d80c9 elementor-widget elementor-widget-heading\" data-id=\"b5d80c9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span style=\"color: #00bfae\">Simulator<\/span> IMT &amp; Stamp Duty on Purchase<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2a6febc elementor-widget elementor-widget-text-editor\" data-id=\"2a6febc\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Want to know what other costs you may have when acquiring your property? <br \/>Don't get blindsided, do your simulation now.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f61fd85 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f61fd85\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-17804f3\" data-id=\"17804f3\" data-element_type=\"column\" id=\"simcontIMT\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-349c31a animated-slow elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"349c31a\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;jet_parallax_layout_list&quot;:[{&quot;_id&quot;:&quot;2b2c1b3&quot;,&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_laptop&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_laptop&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_laptop&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_laptop&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-08956c5\" data-id=\"08956c5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-083ba3c elementor-widget elementor-widget-heading\" data-id=\"083ba3c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Property Data<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a94c4cc elementor-widget elementor-widget-html\" data-id=\"a94c4cc\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div id=\"imtForm\">\n    <div class=\"imt-field\">\n    <label for=\"location\">Property Location:<\/label>\n    <select id=\"location\">\n        <option value=\"Portugal_Continental\">Continental Portugal<\/option>\n        <option value=\"Regioes_Autonomas\">Islands<\/option>\n    <\/select>\n    <\/div>\n    <div class=\"imt-field\">\n    <label for=\"property_type\">Property Purpose:<\/label>\n    <select id=\"property_type\">\n        <option value=\"habitacao_permanente\">Permanent house<\/option>\n        <option value=\"habitacao_secundaria\">Secundary house or lease<\/option>\n        <option value=\"predios_rusticos\">Rustic Buildings<\/option>\n        <option value=\"outros_predios_urbanos\">Other urban buildings and other acquisitions<\/option>\n    <\/select>\n    <\/div>\n    <div class=\"imt-field\">\n    <label for=\"property_value\">Property Value (\u20ac):<\/label>\n    <input type=\"number\" id=\"property_value\">\n    <\/div>\n    <div class=\"imt-field\">\n    <label for=\"credit_value\">Valor do Cr\u00e9dito (\u20ac):<\/label>\n    <input type=\"number\" id=\"credit_value\">\n    <\/div>\n    <h3>Simulation Result<\/h3>\n    <div id=\"imt_result\"><\/div>\n    <div id=\"stamp_duty_result\"><\/div>\n<\/div>\n\n<script>\n    const creditValueInput = document.getElementById('credit_value');\n    const stampDutyResult = document.getElementById('stamp_duty_result');\n\n    function calculateStampDuty() {\n        const creditValue = parseFloat(creditValueInput.value) || 0;\n        const stampDuty = creditValue * 0.006;\n\n        if (creditValue > 0) {\n            stampDutyResult.innerHTML = `Imposto de Selo sobre o Cr\u00e9dito: ${stampDuty.toFixed(2)} \u20ac`;\n        } else {\n            stampDutyResult.innerHTML = '';\n        }\n    }\n\n    creditValueInput.addEventListener('input', calculateStampDuty);\n<\/script>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-45c1e46\" data-id=\"45c1e46\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bcaecdc elementor-widget elementor-widget-html\" data-id=\"bcaecdc\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t <div id=\"tabelaImt\"><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7523145 elementor-section-height-min-height elementor-section-stretched elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"7523145\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[{&quot;_id&quot;:&quot;616da96&quot;,&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_laptop&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_laptop&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_laptop&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_laptop&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}],&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4446ae0\" data-id=\"4446ae0\" data-element_type=\"column\" id=\"simImposto\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e049a3a elementor-widget elementor-widget-heading\" data-id=\"e049a3a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span style=\"color: #00bfae\">Simulator<\/span> imposto de<br> selo sobre o cr\u00e9dito<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0ab97f5 elementor-widget elementor-widget-text-editor\" data-id=\"0ab97f5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tFind out how much you'll have to pay and avoid surprises!\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-40a3ed7 animated-slow elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"40a3ed7\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;jet_parallax_layout_list&quot;:[{&quot;_id&quot;:&quot;2b2c1b3&quot;,&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_laptop&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_laptop&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_laptop&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_laptop&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-9b9591e\" data-id=\"9b9591e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a43017f eael-gravity-form-button-custom elementor-widget elementor-widget-eael-gravity-form\" data-id=\"a43017f\" data-element_type=\"widget\" data-widget_type=\"eael-gravity-form.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t            <div class=\"eael-contact-form eael-gravity-form title-description-hide eael-contact-form-align-default\">\n                                    <div class=\"eael-gravity-form-heading\">\n                                                                    <\/div>\n                                <script type=\"text\/javascript\">var 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gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  data-js-reload=\"field_17_1\" ><label class='gfield_label gform-field-label' for='input_17_1'>Amount of loan (\u20ac)<\/label><div class='ginput_container ginput_container_number'><input name='input_1' id='input_17_1' type='number' step='any'   value='' class='large'      aria-invalid=\"false\"  \/><\/div><\/div><div id=\"field_17_5\" class=\"gfield gfield--type-number gfield--width-half gfield_calculation field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  data-js-reload=\"field_17_5\" ><label class='gfield_label gform-field-label' for='input_17_5'>Credit Stamp Duty<\/label><div class='ginput_container ginput_container_number'><input name='input_5' id='input_17_5' type='text' step='any'   value='' class='large'  readonly=\"readonly\"    aria-invalid=\"false\"  \/><\/div><\/div><\/div><\/div>\n        <div 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\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8fdde9f elementor-section-height-min-height elementor-section-full_width elementor-section-stretched elementor-section-height-default elementor-section-items-middle\" data-id=\"8fdde9f\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[{&quot;_id&quot;:&quot;616da96&quot;,&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_laptop&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_laptop&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_laptop&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_laptop&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}],&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a005d76\" data-id=\"a005d76\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-341ad88 elementor-widget elementor-widget-heading\" data-id=\"341ad88\" data-element_type=\"widget\" id=\"simEsforco\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span style=\"color: #00bfae\">Simulator<\/span> Effort Rate<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0c09145 elementor-widget elementor-widget-text-editor\" data-id=\"0c09145\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Is your effort rate greater than 40%? <br \/>This could compromise the approval of your Home Credit!<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4cd2fae elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4cd2fae\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3e5499a\" data-id=\"3e5499a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-5f11436 animated-slow elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"5f11436\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;jet_parallax_layout_list&quot;:[{&quot;_id&quot;:&quot;2b2c1b3&quot;,&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_laptop&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_laptop&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_laptop&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_laptop&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div 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data-trp-original-action=\"\/en\/wp-json\/wp\/v2\/pages\/2951\">\n                        <div class='gform-body gform_body'><div id='gform_fields_16' class='gform_fields top_label form_sublabel_below description_below validation_below'><div id=\"field_16_1\" class=\"gfield gfield--type-number gfield--width-third field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  data-js-reload=\"field_16_1\" ><label class='gfield_label gform-field-label' for='input_16_1'>Net household income<\/label><div class='ginput_container ginput_container_number'><input name='input_1' id='input_16_1' type='number' step='any'   value='' class='large'      aria-invalid=\"false\"  \/><\/div><\/div><div id=\"field_16_2\" class=\"gfield gfield--type-number gfield--width-third field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  data-js-reload=\"field_16_2\" ><label class='gfield_label gform-field-label' for='input_16_2'>New Mortgage Monthly Loan<\/label><div class='ginput_container ginput_container_number'><input name='input_2' id='input_16_2' type='number' step='any'   value='' class='large'      aria-invalid=\"false\"  \/><\/div><\/div><div id=\"field_16_3\" class=\"gfield gfield--type-number gfield--width-third field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  data-js-reload=\"field_16_3\" ><label class='gfield_label gform-field-label' for='input_16_3'>Monthly payment of current loans<\/label><div class='ginput_container ginput_container_number'><input name='input_3' id='input_16_3' type='number' step='any'   value='' class='large'      aria-invalid=\"false\"  \/><\/div><\/div><div id=\"field_16_4\" class=\"gfield gfield--type-number gfield--width-full gfield_calculation field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  data-js-reload=\"field_16_4\" ><label class='gfield_label gform-field-label' for='input_16_4'>Effort Rate (%)<\/label><div class='ginput_container ginput_container_number'><input name='input_4' id='input_16_4' type='text' step='any'   value='' class='large'  readonly=\"readonly\"    aria-invalid=\"false\"  \/><\/div><\/div><\/div><\/div>\n        <div class='gform_footer top_label'>  \n            <input type='hidden' class='gform_hidden' name='is_submit_16' value='1' \/>\n            <input type='hidden' class='gform_hidden' name='gform_submit' value='16' \/>\n            \n            <input type='hidden' class='gform_hidden' name='gform_unique_id' value='' \/>\n            <input type='hidden' class='gform_hidden' name='state_16' value='WyJbXSIsImZhYzQ3YjdhMjQ4MzljNGQ3N2QwYTJlNTViMzA3ZTM4Il0=' \/>\n            <input type='hidden' class='gform_hidden' name='gform_target_page_number_16' id='gform_target_page_number_16' value='0' \/>\n            <input type='hidden' class='gform_hidden' name='gform_source_page_number_16' id='gform_source_page_number_16' value='1' \/>\n            <input type='hidden' name='gform_field_values' value='' \/>\n            \n        <\/div>\n                        <input type=\"hidden\" name=\"trp-form-language\" value=\"en\"\/><\/form>\n                        <\/div><script type=\"text\/javascript\">\n\/* <![CDATA[ *\/\n gform.initializeOnLoaded( function() {gformInitSpinner( 16, 'https:\/\/gocredito.pt\/wp-content\/plugins\/gravityforms\/images\/spinner.svg', true );jQuery('#gform_ajax_frame_16').on('load',function(){var contents = jQuery(this).contents().find('*').html();var is_postback = contents.indexOf('GF_AJAX_POSTBACK') >= 0;if(!is_postback){return;}var form_content = jQuery(this).contents().find('#gform_wrapper_16');var is_confirmation = jQuery(this).contents().find('#gform_confirmation_wrapper_16').length > 0;var is_redirect = contents.indexOf('gformRedirect(){') >= 0;var is_form = form_content.length > 0 && ! is_redirect && ! is_confirmation;var mt = parseInt(jQuery('html').css('margin-top'), 10) + parseInt(jQuery('body').css('margin-top'), 10) + 100;if(is_form){form_content.find('form').css('opacity', 0);jQuery('#gform_wrapper_16').html(form_content.html());if(form_content.hasClass('gform_validation_error')){jQuery('#gform_wrapper_16').addClass('gform_validation_error');} else {jQuery('#gform_wrapper_16').removeClass('gform_validation_error');}setTimeout( function() { \/* delay the scroll by 50 milliseconds to fix a bug in chrome *\/  }, 50 );if(window['gformInitDatepicker']) {gformInitDatepicker();}if(window['gformInitPriceFields']) {gformInitPriceFields();}var current_page = jQuery('#gform_source_page_number_16').val();gformInitSpinner( 16, 'https:\/\/gocredito.pt\/wp-content\/plugins\/gravityforms\/images\/spinner.svg', true );jQuery(document).trigger('gform_page_loaded', [16, current_page]);window['gf_submitting_16'] = false;}else if(!is_redirect){var 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{            triggerPostRender();        }    } );} ); \n\/* ]]> *\/\n<\/script>\n            <\/div>\n            \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-d480e20 elementor-widget__width-auto elementor-hidden-mobile elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet elementor-widget elementor-widget-html\" data-id=\"d480e20\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div id=\"slideOut\">\n<!--   \/\/ Tab -->\n  <div class=\"slideOutTab\">\n    <div>\n      <p>Quero Poupar!<\/p>\n    <\/div>\n  <\/div>\n    <div class=\"modal-content\">\n    <img decoding=\"async\" src=\"https:\/\/gocredito.pt\/wp-content\/uploads\/2024\/01\/floating-comp-image.png\" alt=\"Floating Image Comp\">\n    <p>Ter casa pr\u00f3pria<br>and <span style=\"color:#00bfae;\">poupar<\/span>?<\/p>\n    <div class=\"elementor-widget-button\">\n    <a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/gocredito.pt\/en\/credito-habitacao\/#tipoCredito\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Analisem o meu caso<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n    <\/div>\n<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-42980f9 elementor-widget__width-auto elementor-fixed elementor-widget elementor-widget-image\" data-id=\"42980f9\" data-element_type=\"widget\" id=\"stickyGo\" data-settings=\"{&quot;_position&quot;:&quot;fixed&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.15.0 - 20-08-2023 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t<figure class=\"wp-caption\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/gocredito.pt\/en\/credito-habitacao\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/gocredito.pt\/wp-content\/uploads\/2021\/04\/floating-green.png\" class=\"elementor-animation-grow attachment-medium size-medium wp-image-2758\" alt=\"\" srcset=\"https:\/\/gocredito.pt\/wp-content\/uploads\/2021\/04\/floating-green.png 300w, https:\/\/gocredito.pt\/wp-content\/uploads\/2021\/04\/floating-green-150x150.png 150w, https:\/\/gocredito.pt\/wp-content\/uploads\/2021\/04\/floating-green-230x230.png 230w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<figcaption class=\"widget-image-caption wp-caption-text\">I want<br>to save!<\/figcaption>\n\t\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7fe52bd elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7fe52bd\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-508d1f9\" data-id=\"508d1f9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5a376f5 elementor-widget elementor-widget-spacer\" data-id=\"5a376f5\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.15.0 - 20-08-2023 *\/\n.elementor-column .elementor-spacer-inner{height:var(--spacer-size)}.e-con{--container-widget-width:100%}.e-con-inner>.elementor-widget-spacer,.e-con>.elementor-widget-spacer{width:var(--container-widget-width,var(--spacer-size));--align-self:var(--container-widget-align-self,initial);--flex-shrink:0}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container,.e-con-inner>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer,.e-con>.elementor-widget-spacer>.elementor-widget-container,.e-con>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer{height:100%}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer>.elementor-spacer-inner,.e-con>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer>.elementor-spacer-inner{height:var(--container-widget-height,var(--spacer-size))}<\/style>\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-049a84b elementor-section-height-min-height elementor-section-full_width elementor-section-stretched elementor-section-height-default elementor-section-items-middle elementor-invisible\" data-id=\"049a84b\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[{&quot;_id&quot;:&quot;616da96&quot;,&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_laptop&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_laptop&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_laptop&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_laptop&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}],&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fd295e1\" data-id=\"fd295e1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e5bff43 elementor-widget elementor-widget-heading\" data-id=\"e5bff43\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span style=\"color: #00bfae\">Simulator<\/span> IMI<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-67e3d46 elementor-widget elementor-widget-menu-anchor\" data-id=\"67e3d46\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.15.0 - 20-08-2023 *\/\nbody.elementor-page .elementor-widget-menu-anchor{margin-bottom:0}<\/style>\t\t<div id=\"simIMI\" class=\"elementor-menu-anchor\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-abbcc16 elementor-widget elementor-widget-text-editor\" data-id=\"abbcc16\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>A sua taxa de IMI pode variar entre 0.30% e 0.45%<br \/>Calcule o Imposto Municipal sobre Im\u00f3veis<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b729538 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"b729538\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e262841\" data-id=\"e262841\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-19fec3c elementor-widget elementor-widget-html\" data-id=\"19fec3c\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<!DOCTYPE html>\r\n<html lang=\"pt\">\r\n\r\n<head>\r\n    <meta charset=\"UTF-8\" \/>\r\n    <meta name=\"viewport\" content=\"width=device-width, initial-scale=1.0\" \/>\r\n    <title>Simulador IMI<\/title>\r\n    <style>\r\n        * {\r\n            margin: 0;\r\n            padding: 0;\r\n            box-sizing: border-box;\r\n        }\r\n\r\n        body {\r\n            font-family: \"Space Grotesk\", -apple-system, BlinkMacSystemFont,\r\n                \"Segoe UI\", sans-serif;\r\n            background: white;\r\n            padding: 0;\r\n            min-height: 100vh;\r\n        }\r\n\r\n        .header {\r\n            background: #0A326F;\r\n            color: white;\r\n            text-align: center;\r\n            padding: 40px 20px;\r\n        }\r\n\r\n        .header h1 {\r\n            font-size: 32px;\r\n            margin-bottom: 10px;\r\n            color: white;\r\n        }\r\n\r\n        .header h1 .highlight {\r\n            color: #00BFAE;\r\n        }\r\n\r\n        .header .subtitle {\r\n            color: rgba(255, 255, 255, 0.8);\r\n            font-size: 16px;\r\n            margin-bottom: 5px;\r\n        }\r\n\r\n        .header .description {\r\n            color: rgba(255, 255, 255, 0.7);\r\n            font-size: 14px;\r\n        }\r\n\r\n        .simulator-container {\r\n            max-width: 100%;\r\n            margin: 0;\r\n            background: white;\r\n            border-radius: 0;\r\n            padding: 60px 40px;\r\n        }\r\n\r\n        .form-group {\r\n            margin-bottom: 25px;\r\n            max-width: 800px;\r\n            margin-left: auto;\r\n            margin-right: auto;\r\n            padding: 20px;\r\n            background: white;\r\n            border-radius: 8px;\r\n        }\r\n\r\n        label {\r\n            display: block;\r\n            margin-bottom: 8px;\r\n            color: #0A326F;\r\n            font-weight: 600;\r\n            font-size: 14px;\r\n        }\r\n\r\n        select {\r\n            width: 100%;\r\n            height: 45px;\r\n            border: 1px solid #ddd;\r\n            border-radius: 6px;\r\n            padding: 0 15px;\r\n            font-size: 14px;\r\n            font-family: \"Space Grotesk\", sans-serif;\r\n            background: white;\r\n            cursor: pointer;\r\n            transition: border-color 0.3s;\r\n            color: #0A326F;\r\n        }\r\n\r\n        select:focus {\r\n            outline: none;\r\n            border-color: #00BFAE;\r\n        }\r\n\r\n        .input-group {\r\n            display: flex;\r\n            align-items: center;\r\n            gap: 10px;\r\n            background: white;\r\n            border: 1px solid #ddd;\r\n            border-radius: 6px;\r\n            padding: 0 10px;\r\n            height: 45px;\r\n        }\r\n\r\n        .input-group:focus-within {\r\n            border-color: #00BFAE;\r\n        }\r\n\r\n        .input-group button {\r\n            background: none;\r\n            border: none;\r\n            cursor: pointer;\r\n            padding: 5px;\r\n            display: flex;\r\n            align-items: center;\r\n            justify-content: center;\r\n            transition: opacity 0.2s;\r\n        }\r\n\r\n        .input-group button:hover {\r\n            opacity: 0.7;\r\n        }\r\n\r\n        .input-group input {\r\n            flex: 1;\r\n            border: none;\r\n            text-align: center;\r\n            font-size: 14px;\r\n            font-family: \"Space Grotesk\", sans-serif;\r\n            color: #0A326F;\r\n        }\r\n\r\n        .input-group input:focus {\r\n            outline: none;\r\n        }\r\n\r\n        .calculate-btn {\r\n            width: 100%;\r\n            max-width: 800px;\r\n            height: 50px;\r\n            background: #00BFAE;\r\n            color: white;\r\n            border: none;\r\n            border-radius: 6px;\r\n            font-size: 16px;\r\n            font-weight: 600;\r\n            cursor: pointer;\r\n            margin: 30px auto 0;\r\n            display: block;\r\n            transition: background 0.3s;\r\n        }\r\n\r\n        .calculate-btn:hover {\r\n            background: #00a89a;\r\n        }\r\n\r\n        .result-container {\r\n            margin: 30px auto 0;\r\n            max-width: 800px;\r\n            padding: 25px;\r\n            background: #f0f9f8;\r\n            border-radius: 8px;\r\n            border-left: 4px solid #00BFAE;\r\n            display: none;\r\n        }\r\n\r\n        .result-container.show {\r\n            display: block;\r\n        }\r\n\r\n        .result-label {\r\n            font-size: 14px;\r\n            color: #0A326F;\r\n            margin-bottom: 8px;\r\n            font-weight: 600;\r\n        }\r\n\r\n        .result-value {\r\n            font-size: 36px;\r\n            font-weight: 700;\r\n            color: #00BFAE;\r\n        }\r\n\r\n        .result-details {\r\n            margin-top: 15px;\r\n            padding-top: 15px;\r\n            border-top: 1px solid #ddd;\r\n            font-size: 13px;\r\n            color: #0A326F;\r\n        }\r\n\r\n        .info-box {\r\n            background: #e8f4f8;\r\n            border-left: 4px solid #00BFAE;\r\n            padding: 15px;\r\n            margin: 20px auto 0;\r\n            max-width: 800px;\r\n            border-radius: 4px;\r\n            font-size: 13px;\r\n            color: #0A326F;\r\n            margin-bottom: 70px\r\n        }\r\n    <\/style>\r\n<\/head>\r\n\r\n<body data-rsssl=1 data-rsssl=\"1\">\r\n        <div class=\"form-group\">\r\n            <label for=\"municipio\">Munic\u00edpio<\/label>\r\n            <select id=\"municipio\">\r\n                <option value=\"\">Selecione o munic\u00edpio<\/option>\r\n                <option value=\"0.30\">Abrantes (0.30%)<\/option>\r\n                <option value=\"0.35\">\u00c1gueda (0.35%)<\/option>\r\n                <option value=\"0.30\">Aguiar da Beira (0.30%)<\/option>\r\n                <option value=\"0.38\">Lisboa (0.38%)<\/option>\r\n                <option value=\"0.35\">Porto (0.35%)<\/option>\r\n                <option value=\"0.33\">Vila Pouca de Aguiar (0.33%)<\/option>\r\n                <option value=\"0.35\">Vila Real (0.35%)<\/option>\r\n                <option value=\"0.32\">Braga (0.32%)<\/option>\r\n                <option value=\"0.34\">Coimbra (0.34%)<\/option>\r\n                <option value=\"0.30\">Faro (0.30%)<\/option>\r\n            <\/select>\r\n        <\/div>\r\n\r\n        <div class=\"form-group\">\r\n            <label for=\"freguesia\">Freguesia<\/label>\r\n            <select id=\"freguesia\">\r\n                <option value=\"\">Selecione a freguesia<\/option>\r\n                <option value=\"1\">\r\n                    Abrantes (S\u00e3o Vicente e S\u00e3o Jo\u00e3o) e Alferrarede\r\n                <\/option>\r\n                <option value=\"1\">Aldeia do Mato e Souto<\/option>\r\n                <option value=\"1\">Alvega e Concavada<\/option>\r\n            <\/select>\r\n        <\/div>\r\n\r\n        <div class=\"form-group\">\r\n            <label for=\"tipoImovel\">Tipo de Im\u00f3vel<\/label>\r\n            <select id=\"tipoImovel\">\r\n                <option value=\"\">Selecione o tipo de im\u00f3vel<\/option>\r\n                <option value=\"urbano\">Pr\u00e9dio Urbano<\/option>\r\n                <option value=\"rustico\">Pr\u00e9dio R\u00fastico<\/option>\r\n            <\/select>\r\n        <\/div>\r\n\r\n        <div class=\"form-group\">\r\n            <label for=\"patrimonio\">Valor Patrimonial Tribut\u00e1rio (VPT) em \u20ac<\/label>\r\n            <div class=\"input-group\">\r\n                <button type=\"button\" id=\"menosPatrimonio\">\r\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewbox=\"0 0 24 24\">\r\n                        <path fill=\"#00BFAE\"\r\n                            d=\"M4 11.5C4 11.2239 4.21069 11 4.47059 11H19.5294C19.7893 11 20 11.2239 20 11.5C20 11.7761 19.7893 12 19.5294 12H4.47059C4.21069 12 4 11.7761 4 11.5Z\" \/>\r\n                    <\/svg>\r\n                <\/button>\r\n                <input type=\"text\" id=\"patrimonio\" placeholder=\"100000\" inputmode=\"numeric\" \/>\r\n                <button type=\"button\" id=\"maisPatrimonio\">\r\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewbox=\"0 0 24 24\">\r\n                        <path fill=\"#00BFAE\"\r\n                            d=\"M12.5 4C12.5 3.72386 12.2761 3.5 12 3.5C11.7239 3.5 11.5 3.72386 11.5 4L11.5 11.5H4C3.72386 11.5 3.5 11.7239 3.5 12C3.5 12.2761 3.72386 12.5 4 12.5H11.5L11.5 20C11.5 20.2761 11.7239 20.5 12 20.5C12.2761 20.5 12.5 20.2761 12.5 20V12.5H20C20.2761 12.5 20.5 12.2761 20.5 12C20.5 11.7239 20.2761 11.5 20 11.5H12.5V4Z\" \/>\r\n                    <\/svg>\r\n                <\/button>\r\n            <\/div>\r\n        <\/div>\r\n\r\n        <div class=\"form-group\">\r\n            <label for=\"filhos\">N\u00famero de Dependentes<\/label>\r\n            <div class=\"input-group\">\r\n                <button type=\"button\" id=\"menosFilhos\">\r\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewbox=\"0 0 24 24\">\r\n                        <path fill=\"#00BFAE\"\r\n                            d=\"M4 11.5C4 11.2239 4.21069 11 4.47059 11H19.5294C19.7893 11 20 11.2239 20 11.5C20 11.7761 19.7893 12 19.5294 12H4.47059C4.21069 12 4 11.7761 4 11.5Z\" \/>\r\n                    <\/svg>\r\n                <\/button>\r\n                <input type=\"text\" id=\"filhos\" placeholder=\"0\" inputmode=\"numeric\" \/>\r\n                <button type=\"button\" id=\"maisFilhos\">\r\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewbox=\"0 0 24 24\">\r\n                        <path fill=\"#00BFAE\"\r\n                            d=\"M12.5 4C12.5 3.72386 12.2761 3.5 12 3.5C11.7239 3.5 11.5 3.72386 11.5 4L11.5 11.5H4C3.72386 11.5 3.5 11.7239 3.5 12C3.5 12.2761 3.72386 12.5 4 12.5H11.5L11.5 20C11.5 20.2761 11.7239 20.5 12 20.5C12.2761 20.5 12.5 20.2761 12.5 20V12.5H20C20.2761 12.5 20.5 12.2761 20.5 12C20.5 11.7239 20.2761 11.5 20 11.5H12.5V4Z\" \/>\r\n                    <\/svg>\r\n                <\/button>\r\n            <\/div>\r\n        <\/div>\r\n\r\n        <button class=\"calculate-btn\" id=\"calcular\">Calcular IMI<\/button>\r\n\r\n        <div class=\"result-container\" id=\"resultado\">\r\n            <div class=\"result-label\">IMI a Pagar em 2026 \u00e9 cerca de:<\/div>\r\n            <div class=\"result-value\" id=\"valorIMI\">\u20ac 0,00<\/div>\r\n            <div class=\"result-details\" id=\"detalhes\"><\/div>\r\n        <\/div>\r\n\r\n        <div class=\"info-box\">\r\n            <strong>Nota:<\/strong> Este simulador fornece uma estimativa. Os valores\r\n            exatos podem variar conforme as taxas municipais espec\u00edficas e dedu\u00e7\u00f5es\r\n            aplic\u00e1veis. Consulte sempre o portal das finan\u00e7as para informa\u00e7\u00e3o\r\n            oficial.\r\n        <\/div>\r\n    <\/div>\r\n\r\n    <script>\r\n        let municipiosData = [];\r\n\r\n        \/\/ Fetch municipalities and freguesias from API\r\n        async function loadMunicipios() {\r\n            try {\r\n                const response = await fetch('https:\/\/json.geoapi.pt\/municipios\/freguesias');\r\n                municipiosData = await response.json();\r\n                \r\n                \/\/ Populate municipios dropdown\r\n                const municipioSelect = document.getElementById(\"municipio\");\r\n                municipioSelect.innerHTML = '<option value=\"\">Selecione o munic\u00edpio<\/option>';\r\n                \r\n                municipiosData.forEach(municipio => {\r\n                    const option = document.createElement(\"option\");\r\n                    option.value = municipio.codigoine;\r\n                    option.textContent = municipio.nome;\r\n                    option.dataset.nome = municipio.nome;\r\n                    municipioSelect.appendChild(option);\r\n                });\r\n            } catch (error) {\r\n                console.error(\"Erro ao carregar munic\u00edpios:\", error);\r\n                alert(\"Erro ao carregar dados dos munic\u00edpios. Por favor, recarregue a p\u00e1gina.\");\r\n            }\r\n        }\r\n\r\n        \/\/ Update freguesias dropdown when municipio changes\r\n        document.getElementById(\"municipio\").addEventListener(\"change\", function() {\r\n            const codigoine = this.value;\r\n            const freguesiaSelect = document.getElementById(\"freguesia\");\r\n            freguesiaSelect.innerHTML = '<option value=\"\">Selecione a freguesia<\/option>';\r\n            \r\n            if (!codigoine) return;\r\n            \r\n            const municipio = municipiosData.find(m => m.codigoine === codigoine);\r\n            if (municipio && municipio.freguesias) {\r\n                municipio.freguesias.forEach((freguesia, index) => {\r\n                    const option = document.createElement(\"option\");\r\n                    option.value = index + 1;\r\n                    option.textContent = freguesia;\r\n                    freguesiaSelect.appendChild(option);\r\n                });\r\n            }\r\n        });\r\n\r\n        \/\/ Load municipios on page load\r\n        loadMunicipios();\r\n\r\n        \/\/ Increment\/Decrement buttons for Patrimonio\r\n        document\r\n            .getElementById(\"menosPatrimonio\")\r\n            .addEventListener(\"click\", function () {\r\n                const input = document.getElementById(\"patrimonio\");\r\n                const value = parseFloat(input.value.replace(\/\\s\/g, \"\")) || 0;\r\n                input.value = Math.max(0, value - 10000);\r\n            });\r\n\r\n        document\r\n            .getElementById(\"maisPatrimonio\")\r\n            .addEventListener(\"click\", function () {\r\n                const input = document.getElementById(\"patrimonio\");\r\n                const value = parseFloat(input.value.replace(\/\\s\/g, \"\")) || 0;\r\n                input.value = value + 10000;\r\n            });\r\n\r\n        \/\/ Increment\/Decrement buttons for Filhos\r\n        document\r\n            .getElementById(\"menosFilhos\")\r\n            .addEventListener(\"click\", function () {\r\n                const input = document.getElementById(\"filhos\");\r\n                const value = parseInt(input.value) || 0;\r\n                input.value = Math.max(0, value - 1);\r\n            });\r\n\r\n        document\r\n            .getElementById(\"maisFilhos\")\r\n            .addEventListener(\"click\", function () {\r\n                const input = document.getElementById(\"filhos\");\r\n                const value = parseInt(input.value) || 0;\r\n                input.value = value + 1;\r\n            });\r\n\r\n        \/\/ Calculate IMI\r\n        document\r\n            .getElementById(\"calcular\")\r\n            .addEventListener(\"click\", function () {\r\n                const municipioSelect = document.getElementById(\"municipio\");\r\n                const municipioNome = municipioSelect.options[municipioSelect.selectedIndex]?.dataset.nome || \"\";\r\n                const tipoImovel = document.getElementById(\"tipoImovel\").value;\r\n                \r\n                \/\/ Default tax rates for municipalities (you can adjust these)\r\n                const taxRates = {\r\n                    \"Lisboa\": 0.38,\r\n                    \"Porto\": 0.35,\r\n                    \"Braga\": 0.32,\r\n                    \"Coimbra\": 0.34,\r\n                    \"Faro\": 0.30,\r\n                    \"Vila Real\": 0.35,\r\n                    \"Abrantes\": 0.30,\r\n                    \"\u00c1gueda\": 0.35,\r\n                    \"Aguiar da Beira\": 0.30,\r\n                    \"Vila Pouca de Aguiar\": 0.33\r\n                };\r\n                \r\n                let municipioTax = taxRates[municipioNome] || 0.35; \/\/ Default 0.35%\r\n                \r\n                \/\/ Adjust tax rate based on property type\r\n                \/\/ Pr\u00e9dios r\u00fasticos typically have a fixed rate of 0.8%\r\n                if (tipoImovel === \"rustico\") {\r\n                    municipioTax = 0.8;\r\n                }\r\n                \r\n                const patrimonio =\r\n                    parseFloat(\r\n                        document.getElementById(\"patrimonio\").value.replace(\/\\s\/g, \"\")\r\n                    ) || 0;\r\n                const filhos = parseInt(document.getElementById(\"filhos\").value) || 0;\r\n\r\n                if (!municipioNome || !tipoImovel || patrimonio === 0) {\r\n                    alert(\"Por favor, preencha todos os campos obrigat\u00f3rios.\");\r\n                    return;\r\n                }\r\n\r\n                \/\/ Calculate base IMI\r\n                let imiBase = patrimonio * (municipioTax \/ 100);\r\n\r\n                \/\/ Apply deduction for dependents (\u20ac30 per dependent, max of 2)\r\n                \/\/ Note: Deductions typically only apply to urban properties used as permanent residence\r\n                const deducao = tipoImovel === \"urbano\" ? Math.min(filhos, 2) * 30 : 0;\r\n                let imiFinal = Math.max(0, imiBase - deducao);\r\n\r\n                \/\/ Display result\r\n                document.getElementById(\"valorIMI\").textContent =\r\n                    \"\u20ac \" + imiFinal.toFixed(2).replace(\".\", \",\");\r\n\r\n                const tipoImovelTexto = tipoImovel === \"urbano\" ? \"Pr\u00e9dio Urbano\" : \"Pr\u00e9dio R\u00fastico\";\r\n\r\n                const detalhes = `\r\n                <strong>Detalhes do C\u00e1lculo:<\/strong><br>\r\n                Munic\u00edpio: ${municipioNome}<br>\r\n                Tipo de Im\u00f3vel: ${tipoImovelTexto}<br>\r\n                Valor Patrimonial: \u20ac ${patrimonio.toLocaleString(\"pt-PT\")}<br>\r\n                Taxa Municipal: ${municipioTax}%<br>\r\n                IMI Base: \u20ac ${imiBase.toFixed(2).replace(\".\", \",\")}<br>\r\n                ${filhos > 0 && tipoImovel === \"urbano\"\r\n                        ? `Dedu\u00e7\u00e3o (${Math.min(filhos, 2)} dependentes): \u20ac ${deducao\r\n                            .toFixed(2)\r\n                            .replace(\".\", \",\")}`\r\n                        : \"\"\r\n                    }\r\n                ${tipoImovel === \"rustico\" ? \"<br><em>Nota: Pr\u00e9dios r\u00fasticos n\u00e3o t\u00eam dedu\u00e7\u00e3o por dependentes.<\/em>\" : \"\"}\r\n            `;\r\n\r\n                document.getElementById(\"detalhes\").innerHTML = detalhes;\r\n                document.getElementById(\"resultado\").classList.add(\"show\");\r\n            });\r\n\r\n        \/\/ Format number inputs\r\n        document\r\n            .getElementById(\"patrimonio\")\r\n            .addEventListener(\"blur\", function () {\r\n                const value = parseFloat(this.value.replace(\/\\s\/g, \"\")) || 0;\r\n                this.value = value;\r\n            });\r\n    <\/script>\r\n<\/body>\r\n\r\n<\/html>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Simuladores Simulador Cr\u00e9dito Habita\u00e7\u00e3o Indeciso sobre que im\u00f3vel comprar? Fa\u00e7a a simula\u00e7\u00e3o e tome uma decis\u00e3o consciente. Valor do Cr\u00e9dito \u20ac Dura\u00e7\u00e3o do Empr\u00e9stimo? Prazo m\u00e1ximo de pagamento de cr\u00e9dito permitido consoante a idade: At\u00e9 aos 30 anos &#8211; pagamento at\u00e9 40 anos. Entre 31 e 35 anos &#8211; pagamento at\u00e9 37 anos A partir [&hellip;]<\/p>","protected":false},"author":5,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-2951","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Simuladores - Go Cr\u00e9dito<\/title>\n<meta name=\"description\" content=\"Simule as suas despesas e encontre a melhor solu\u00e7\u00e3o para o seu cr\u00e9dito! Descubra quanto ter\u00e1 que pagar e evite surpresas.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/gocredito.pt\/en\/simuladores\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Simuladores - Go Cr\u00e9dito\" \/>\n<meta property=\"og:description\" content=\"Simule as suas despesas e encontre a melhor solu\u00e7\u00e3o para o seu cr\u00e9dito! 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