{"id":4903,"date":"2024-02-23T16:58:21","date_gmt":"2024-02-23T16:58:21","guid":{"rendered":"https:\/\/gocredito.pt\/?p=4903"},"modified":"2024-02-27T11:36:12","modified_gmt":"2024-02-27T11:36:12","slug":"seguro-de-saude-vale-ou-nao-a-pena","status":"publish","type":"post","link":"https:\/\/gocredito.pt\/en\/seguro-de-saude-vale-ou-nao-a-pena\/","title":{"rendered":"Health Insurance: Is it worth it or not?"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"4903\" class=\"elementor elementor-4903\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-275416d8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"275416d8\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2780c2af\" data-id=\"2780c2af\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6745d302 elementor-widget elementor-widget-text-editor\" data-id=\"6745d302\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.15.0 - 20-08-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p><!-- wp:paragraph --><\/p>\n<h4><strong>\u201cWaiting time for urgent patients reached more than 12 hours in Amadora-Sintra\u201d<\/strong><\/h4>\n<h4><strong>in <a href=\"https:\/\/observador.pt\/2023\/12\/31\/tempo-de-espera-para-doentes-urgentes-atingia-mais-de-12-horas-no-amadora-sintra\/\">Observador<\/a><\/strong><\/h4>\n<p>Every week there is news about waiting times in public hospitals. The 12 hour wait scares you, but the prices in private hospitals are too high for your budget?<\/p>\n<p>Having health insurance can be the key to solving this problem. Still, as with everything, this product has advantages and disadvantages. Let\u2019s get to know them better so you can make an informed decision!<\/p>\n<h4><strong>Advantages of Health Insurance<\/strong><\/h4>\n<p>When it comes to having to resort to health care, insurance <strong>gives you greater independence<\/strong> as it allows you to access private networks, making the process faster. If you choose to go to a private hospital, simply send the invoice to the insurance company and then <strong>you will be reimbursed according to your policy<\/strong>.<\/p>\n<p>Furthermore, insurance <strong>allows you to carry out online doctor appointments<\/strong>, not needing to leave the comfort of your home.<\/p>\n<p>Another advantage is the <strong>24 hour\/day support<\/strong>, where there will always be someone qualified to help.<\/p>\n<p>Still with regard to benefits, there are insurances that <strong>offer home support<\/strong> or even discounts with some partners.<\/p>\n<h4><strong>Disadvantages of Health Insurance<\/strong><\/h4>\n<p>One of the main disadvantages of health insurance are <strong>grace periods<\/strong> . This means that you will only be able to use your insurance 3, 6 or 12 months after subscribing it.<\/p>\n<p>Also, the<strong> possible deductible or additional payment<\/strong> could prove to be a problem when it comes to use your insurance.<\/p>\n<p>Depending on the insurance you take out, are there congenital or <strong>pre-existing illnesses that may not be covered<\/strong>.<\/p>\n<p>Finally, there is still another point: <strong>not all doctors\/offices have partnerships<\/strong> with your insurance company.<\/p>\n<p>In these cases, the contribution is drastically reduced. Despite everything, all these disadvantages can be avoided when you choose the right health insurance.<\/p>\n<h4><strong>And if you're interested, you probably now want to know: How much does it cost to have health insurance?<\/strong><\/h4>\n<p>Your health insurance cost <strong>will always depend on some things<\/strong> such as age and coverage.<\/p>\n<p>However, based on our most contracted insurance policies, we can tell you that, for an adult aged 35-50, <strong>um seguro de sa\u00fade base poder\u00e1 rondar os 32\u20ac mensais<\/strong>.<\/p>\n<p>Taking care of your health starts when choosing the right health insurance for you.<\/p>\n<p><a href=\"https:\/\/gocredito.pt\/en\/contactos\/\">Contact us<\/a> so we can, free of charge, analyze your situation and find the best policy for you!<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>As 12 horas de espera no hospital assustam-no, mas os pre\u00e7os praticados nos privados s\u00e3o demasiado altos para o seu bolso?<\/p>","protected":false},"author":2,"featured_media":4905,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[62],"tags":[13,84,85],"class_list":["post-4903","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-seguros","tag-go-credito","tag-seguro","tag-seguro-saude"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Seguro de Sa\u00fade: Vale ou n\u00e3o a pena?<\/title>\n<meta name=\"description\" content=\"As 12 horas de espera no hospital assustam-no, mas os pre\u00e7os praticados nos privados s\u00e3o demasiado altos para o seu bolso?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" 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