{"id":6719,"date":"2024-10-22T09:37:39","date_gmt":"2024-10-22T08:37:39","guid":{"rendered":"https:\/\/gocredito.pt\/?p=6719"},"modified":"2024-10-22T09:39:24","modified_gmt":"2024-10-22T08:39:24","slug":"o-que-e-preciso-ter-para-consolidar-o-seu-credito","status":"publish","type":"post","link":"https:\/\/gocredito.pt\/en\/o-que-e-preciso-ter-para-consolidar-o-seu-credito\/","title":{"rendered":"O que \u00e9 preciso ter para consolidar o seu cr\u00e9dito?"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"6719\" class=\"elementor elementor-6719\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-275416d8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"275416d8\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2780c2af\" data-id=\"2780c2af\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6745d302 elementor-widget-laptop__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"6745d302\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.15.0 - 20-08-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p><span data-contrast=\"auto\">A forma mais f\u00e1cil de reduzir a presta\u00e7\u00e3o do seu cr\u00e9dito habita\u00e7\u00e3o \u00e9 atrav\u00e9s da consolida\u00e7\u00e3o de cr\u00e9ditos! Mas, afinal quais s\u00e3o os crit\u00e9rios necess\u00e1rios para realizar uma consolida\u00e7\u00e3o?&nbsp;<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:279}\">&nbsp;<\/span><\/p>\n<p><span data-contrast=\"auto\">Antes de mais, \u00e9 fundamental que <\/span><b><span data-contrast=\"auto\">n\u00e3o tenha presta\u00e7\u00f5es em atraso<\/span><\/b><span data-contrast=\"auto\">! Ou seja, se estiver nesta situa\u00e7\u00e3o e pretender consolidar os seus cr\u00e9ditos, o primeiro passo \u00e9 liquidar as suas d\u00edvidas.&nbsp;<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:279}\">&nbsp;<\/span><\/p>\n<p><span data-contrast=\"auto\">Outro fator importante \u00e9 encontrar-se numa <\/span><b><span data-contrast=\"auto\">situa\u00e7\u00e3o pessoal e profissional est\u00e1vel<\/span><\/b><span data-contrast=\"auto\">. Pois caso esteja numa situa\u00e7\u00e3o de desemprego ou com mais despesas do que lucros, a consolida\u00e7\u00e3o pode ser recusada ou o banco pode pedir-lhe garantias como cr\u00e9dito consolidado com hipoteca ou um fiador.&nbsp;<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:279}\">&nbsp;<\/span><\/p>\n<p><span data-contrast=\"auto\">Assim, \u00e9 importante referir tamb\u00e9m que a consolida\u00e7\u00e3o de cr\u00e9ditos n\u00e3o \u00e9 apenas para quem j\u00e1 se encontra com dificuldades, mas sim para todos aqueles que desejam poupar atrav\u00e9s de uma presta\u00e7\u00e3o mensal mais baixa.&nbsp;<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:279}\">&nbsp;<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>A forma mais f\u00e1cil de reduzir a presta\u00e7\u00e3o do seu cr\u00e9dito habita\u00e7\u00e3o \u00e9 atrav\u00e9s da consolida\u00e7\u00e3o de cr\u00e9ditos! Mas afinal, quais s\u00e3o os crit\u00e9rios necess\u00e1rios para realizar uma consolida\u00e7\u00e3o?  <\/p>","protected":false},"author":5,"featured_media":6720,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[59],"tags":[43],"class_list":["post-6719","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credito-habitacao","tag-credito-habitacao"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>O que \u00e9 preciso ter para consolidar o seu cr\u00e9dito?\u00a0<\/title>\n<meta name=\"description\" content=\"A forma mais f\u00e1cil de reduzir a presta\u00e7\u00e3o do seu cr\u00e9dito habita\u00e7\u00e3o \u00e9 atrav\u00e9s da consolida\u00e7\u00e3o de cr\u00e9ditos! Mas quais s\u00e3o os crit\u00e9rios?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/gocredito.pt\/en\/o-que-e-preciso-ter-para-consolidar-o-seu-credito\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"O que \u00e9 preciso ter para consolidar o seu cr\u00e9dito?\u00a0\" \/>\n<meta property=\"og:description\" content=\"A forma mais f\u00e1cil de reduzir a presta\u00e7\u00e3o do seu cr\u00e9dito habita\u00e7\u00e3o \u00e9 atrav\u00e9s da consolida\u00e7\u00e3o de cr\u00e9ditos! Mas quais s\u00e3o os crit\u00e9rios?\" \/>\n<meta property=\"og:url\" content=\"https:\/\/gocredito.pt\/en\/o-que-e-preciso-ter-para-consolidar-o-seu-credito\/\" \/>\n<meta property=\"og:site_name\" content=\"Go Cr\u00e9dito\" \/>\n<meta property=\"article:published_time\" content=\"2024-10-22T08:37:39+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-10-22T08:39:24+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/gocredito.pt\/wp-content\/uploads\/2024\/09\/young-business-people-working-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1876\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Jos\u00e9 Neto\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Jos\u00e9 Neto\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/gocredito.pt\/o-que-e-preciso-ter-para-consolidar-o-seu-credito\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/gocredito.pt\/o-que-e-preciso-ter-para-consolidar-o-seu-credito\/\"},\"author\":{\"name\":\"Jos\u00e9 Neto\",\"@id\":\"https:\/\/gocredito.pt\/#\/schema\/person\/4438c16233ae4e3fdf6b34eb80b6db14\"},\"headline\":\"O que \u00e9 preciso ter para consolidar o seu cr\u00e9dito?\",\"datePublished\":\"2024-10-22T08:37:39+00:00\",\"dateModified\":\"2024-10-22T08:39:24+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/gocredito.pt\/o-que-e-preciso-ter-para-consolidar-o-seu-credito\/\"},\"wordCount\":178,\"publisher\":{\"@id\":\"https:\/\/gocredito.pt\/#organization\"},\"image\":{\"@id\":\"https:\/\/gocredito.pt\/o-que-e-preciso-ter-para-consolidar-o-seu-credito\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/gocredito.pt\/wp-content\/uploads\/2024\/09\/young-business-people-working-scaled.jpg\",\"keywords\":[\"Cr\u00e9dito Habita\u00e7\u00e3o\"],\"articleSection\":[\"Cr\u00e9dito Habita\u00e7\u00e3o\"],\"inLanguage\":\"en-GB\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/gocredito.pt\/o-que-e-preciso-ter-para-consolidar-o-seu-credito\/\",\"url\":\"https:\/\/gocredito.pt\/o-que-e-preciso-ter-para-consolidar-o-seu-credito\/\",\"name\":\"O que \u00e9 preciso ter para consolidar o seu cr\u00e9dito?\u00a0\",\"isPartOf\":{\"@id\":\"https:\/\/gocredito.pt\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/gocredito.pt\/o-que-e-preciso-ter-para-consolidar-o-seu-credito\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/gocredito.pt\/o-que-e-preciso-ter-para-consolidar-o-seu-credito\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/gocredito.pt\/wp-content\/uploads\/2024\/09\/young-business-people-working-scaled.jpg\",\"datePublished\":\"2024-10-22T08:37:39+00:00\",\"dateModified\":\"2024-10-22T08:39:24+00:00\",\"description\":\"A forma mais f\u00e1cil de reduzir a presta\u00e7\u00e3o do seu cr\u00e9dito habita\u00e7\u00e3o \u00e9 atrav\u00e9s da consolida\u00e7\u00e3o de cr\u00e9ditos! Mas quais s\u00e3o os crit\u00e9rios?\",\"breadcrumb\":{\"@id\":\"https:\/\/gocredito.pt\/o-que-e-preciso-ter-para-consolidar-o-seu-credito\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/gocredito.pt\/o-que-e-preciso-ter-para-consolidar-o-seu-credito\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/gocredito.pt\/o-que-e-preciso-ter-para-consolidar-o-seu-credito\/#primaryimage\",\"url\":\"https:\/\/gocredito.pt\/wp-content\/uploads\/2024\/09\/young-business-people-working-scaled.jpg\",\"contentUrl\":\"https:\/\/gocredito.pt\/wp-content\/uploads\/2024\/09\/young-business-people-working-scaled.jpg\",\"width\":2560,\"height\":1876},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/gocredito.pt\/o-que-e-preciso-ter-para-consolidar-o-seu-credito\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"In\u00edcio\",\"item\":\"https:\/\/gocredito.pt\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"O que \u00e9 preciso ter para consolidar o seu cr\u00e9dito?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/gocredito.pt\/#website\",\"url\":\"https:\/\/gocredito.pt\/\",\"name\":\"Go Cr\u00e9dito\",\"description\":\"Intermedia\u00e7\u00e3o de cr\u00e9dito\",\"publisher\":{\"@id\":\"https:\/\/gocredito.pt\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/gocredito.pt\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/gocredito.pt\/#organization\",\"name\":\"Go Cr\u00e9dito\",\"url\":\"https:\/\/gocredito.pt\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/gocredito.pt\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/gocredito.pt\/wp-content\/uploads\/2021\/05\/go-credito-logo-01.png\",\"contentUrl\":\"https:\/\/gocredito.pt\/wp-content\/uploads\/2021\/05\/go-credito-logo-01.png\",\"width\":341,\"height\":125,\"caption\":\"Go Cr\u00e9dito\"},\"image\":{\"@id\":\"https:\/\/gocredito.pt\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/gocredito.pt\/#\/schema\/person\/4438c16233ae4e3fdf6b34eb80b6db14\",\"name\":\"Jos\u00e9 Neto\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"O que \u00e9 preciso ter para consolidar o seu cr\u00e9dito?\u00a0","description":"A forma mais f\u00e1cil de reduzir a presta\u00e7\u00e3o do seu cr\u00e9dito habita\u00e7\u00e3o \u00e9 atrav\u00e9s da consolida\u00e7\u00e3o de cr\u00e9ditos! Mas quais s\u00e3o os crit\u00e9rios?","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/gocredito.pt\/en\/o-que-e-preciso-ter-para-consolidar-o-seu-credito\/","og_locale":"en_GB","og_type":"article","og_title":"O que \u00e9 preciso ter para consolidar o seu cr\u00e9dito?\u00a0","og_description":"A forma mais f\u00e1cil de reduzir a presta\u00e7\u00e3o do seu cr\u00e9dito habita\u00e7\u00e3o \u00e9 atrav\u00e9s da consolida\u00e7\u00e3o de cr\u00e9ditos! Mas quais s\u00e3o os crit\u00e9rios?","og_url":"https:\/\/gocredito.pt\/en\/o-que-e-preciso-ter-para-consolidar-o-seu-credito\/","og_site_name":"Go Cr\u00e9dito","article_published_time":"2024-10-22T08:37:39+00:00","article_modified_time":"2024-10-22T08:39:24+00:00","og_image":[{"width":2560,"height":1876,"url":"https:\/\/gocredito.pt\/wp-content\/uploads\/2024\/09\/young-business-people-working-scaled.jpg","type":"image\/jpeg"}],"author":"Jos\u00e9 Neto","twitter_misc":{"Written by":"Jos\u00e9 Neto","Estimated reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/gocredito.pt\/o-que-e-preciso-ter-para-consolidar-o-seu-credito\/#article","isPartOf":{"@id":"https:\/\/gocredito.pt\/o-que-e-preciso-ter-para-consolidar-o-seu-credito\/"},"author":{"name":"Jos\u00e9 Neto","@id":"https:\/\/gocredito.pt\/#\/schema\/person\/4438c16233ae4e3fdf6b34eb80b6db14"},"headline":"O que \u00e9 preciso ter para consolidar o seu cr\u00e9dito?","datePublished":"2024-10-22T08:37:39+00:00","dateModified":"2024-10-22T08:39:24+00:00","mainEntityOfPage":{"@id":"https:\/\/gocredito.pt\/o-que-e-preciso-ter-para-consolidar-o-seu-credito\/"},"wordCount":178,"publisher":{"@id":"https:\/\/gocredito.pt\/#organization"},"image":{"@id":"https:\/\/gocredito.pt\/o-que-e-preciso-ter-para-consolidar-o-seu-credito\/#primaryimage"},"thumbnailUrl":"https:\/\/gocredito.pt\/wp-content\/uploads\/2024\/09\/young-business-people-working-scaled.jpg","keywords":["Cr\u00e9dito Habita\u00e7\u00e3o"],"articleSection":["Cr\u00e9dito Habita\u00e7\u00e3o"],"inLanguage":"en-GB"},{"@type":"WebPage","@id":"https:\/\/gocredito.pt\/o-que-e-preciso-ter-para-consolidar-o-seu-credito\/","url":"https:\/\/gocredito.pt\/o-que-e-preciso-ter-para-consolidar-o-seu-credito\/","name":"O que \u00e9 preciso ter para consolidar o seu cr\u00e9dito?\u00a0","isPartOf":{"@id":"https:\/\/gocredito.pt\/#website"},"primaryImageOfPage":{"@id":"https:\/\/gocredito.pt\/o-que-e-preciso-ter-para-consolidar-o-seu-credito\/#primaryimage"},"image":{"@id":"https:\/\/gocredito.pt\/o-que-e-preciso-ter-para-consolidar-o-seu-credito\/#primaryimage"},"thumbnailUrl":"https:\/\/gocredito.pt\/wp-content\/uploads\/2024\/09\/young-business-people-working-scaled.jpg","datePublished":"2024-10-22T08:37:39+00:00","dateModified":"2024-10-22T08:39:24+00:00","description":"A forma mais f\u00e1cil de reduzir a presta\u00e7\u00e3o do seu cr\u00e9dito habita\u00e7\u00e3o \u00e9 atrav\u00e9s da consolida\u00e7\u00e3o de cr\u00e9ditos! Mas quais s\u00e3o os crit\u00e9rios?","breadcrumb":{"@id":"https:\/\/gocredito.pt\/o-que-e-preciso-ter-para-consolidar-o-seu-credito\/#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/gocredito.pt\/o-que-e-preciso-ter-para-consolidar-o-seu-credito\/"]}]},{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/gocredito.pt\/o-que-e-preciso-ter-para-consolidar-o-seu-credito\/#primaryimage","url":"https:\/\/gocredito.pt\/wp-content\/uploads\/2024\/09\/young-business-people-working-scaled.jpg","contentUrl":"https:\/\/gocredito.pt\/wp-content\/uploads\/2024\/09\/young-business-people-working-scaled.jpg","width":2560,"height":1876},{"@type":"BreadcrumbList","@id":"https:\/\/gocredito.pt\/o-que-e-preciso-ter-para-consolidar-o-seu-credito\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"In\u00edcio","item":"https:\/\/gocredito.pt\/"},{"@type":"ListItem","position":2,"name":"O que \u00e9 preciso ter para consolidar o seu cr\u00e9dito?"}]},{"@type":"WebSite","@id":"https:\/\/gocredito.pt\/#website","url":"https:\/\/gocredito.pt\/","name":"Go Cr\u00e9dito","description":"Intermedia\u00e7\u00e3o de cr\u00e9dito","publisher":{"@id":"https:\/\/gocredito.pt\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/gocredito.pt\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/gocredito.pt\/#organization","name":"Go Cr\u00e9dito","url":"https:\/\/gocredito.pt\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/gocredito.pt\/#\/schema\/logo\/image\/","url":"https:\/\/gocredito.pt\/wp-content\/uploads\/2021\/05\/go-credito-logo-01.png","contentUrl":"https:\/\/gocredito.pt\/wp-content\/uploads\/2021\/05\/go-credito-logo-01.png","width":341,"height":125,"caption":"Go Cr\u00e9dito"},"image":{"@id":"https:\/\/gocredito.pt\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/gocredito.pt\/#\/schema\/person\/4438c16233ae4e3fdf6b34eb80b6db14","name":"Jos\u00e9 Neto"}]}},"_links":{"self":[{"href":"https:\/\/gocredito.pt\/en\/wp-json\/wp\/v2\/posts\/6719","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/gocredito.pt\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/gocredito.pt\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/gocredito.pt\/en\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/gocredito.pt\/en\/wp-json\/wp\/v2\/comments?post=6719"}],"version-history":[{"count":10,"href":"https:\/\/gocredito.pt\/en\/wp-json\/wp\/v2\/posts\/6719\/revisions"}],"predecessor-version":[{"id":6751,"href":"https:\/\/gocredito.pt\/en\/wp-json\/wp\/v2\/posts\/6719\/revisions\/6751"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/gocredito.pt\/en\/wp-json\/wp\/v2\/media\/6720"}],"wp:attachment":[{"href":"https:\/\/gocredito.pt\/en\/wp-json\/wp\/v2\/media?parent=6719"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/gocredito.pt\/en\/wp-json\/wp\/v2\/categories?post=6719"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/gocredito.pt\/en\/wp-json\/wp\/v2\/tags?post=6719"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}