{"id":6939,"date":"2024-11-20T15:37:36","date_gmt":"2024-11-20T15:37:36","guid":{"rendered":"https:\/\/gocredito.pt\/?p=6939"},"modified":"2024-11-20T15:37:50","modified_gmt":"2024-11-20T15:37:50","slug":"comprar-uma-casa-ja-pronta-ou-uma-casa-a-precisar-de-obras","status":"publish","type":"post","link":"https:\/\/gocredito.pt\/en\/comprar-uma-casa-ja-pronta-ou-uma-casa-a-precisar-de-obras\/","title":{"rendered":"Comprar uma casa j\u00e1 pronta ou uma casa a precisar de obras?"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"6939\" class=\"elementor elementor-6939\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-275416d8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"275416d8\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2780c2af\" data-id=\"2780c2af\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6745d302 elementor-widget-laptop__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"6745d302\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.15.0 - 20-08-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p><span data-contrast=\"auto\">Com o mercado imobili\u00e1rio atual, h\u00e1 cada vez mais pessoas que pensam na op\u00e7\u00e3o de comprar uma casa a precisar de obras, mas ser\u00e1 que \u00e9 vantajoso? Vamos analisar as duas op\u00e7\u00f5es, imaginando a possibilidade de possuir<b> 300 000\u20ac para investir <\/b>na sua pr\u00f3xima casa.&nbsp;<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559685&quot;:0,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:279}\">&nbsp;<\/span><\/p>\n<p><span data-contrast=\"auto\">Caso opte por comprar uma<b> casa j\u00e1 pronta<\/b>, precisaria dos <b>300 000\u20ac<\/b>, 30 000\u20ac de entrada, 15 000\u20ac de impostos e 1 500\u20ac de comiss\u00f5es banc\u00e1rias e escritura, ou seja, cerca de <b>46 500\u20ac<\/b> (n\u00fameros redondos).&nbsp;<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559685&quot;:0,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:279}\">&nbsp;<\/span><\/p>\n<p><span data-contrast=\"auto\">Por outro lado, se decidir<b> investir 200 000\u20ac na casa,<\/b> juntando 100 000\u20ac para obras, 20 000\u20ac de entrada, 7 500\u20ac de impostos e 1 500\u20ac de comiss\u00f5es e escritura, ou seja, cerca de <b>29 000\u20ac<\/b>.&nbsp;<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559685&quot;:0,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:279}\">&nbsp;<\/span><\/p>\n<p><span data-contrast=\"auto\">Fazendo uma an\u00e1lise, <b>falamos de cerca de 17 000\u20ac de diferen\u00e7a em capitais pr\u00f3prios para investir.<\/b> Al\u00e9m do mais, no caso da casa a precisar de obras, ainda tem a possibilidade de decor\u00e1-la e fazer algumas escolhas.&nbsp;<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559685&quot;:0,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:279}\">&nbsp;<\/span><\/p>\n<p><span data-contrast=\"auto\">\u00c9 importante comprar estes dois cen\u00e1rios aquando da compra da sua pr\u00f3xima casa, bem com<b>o consultar um intermedi\u00e1rio de cr\u00e9dito para o ajudar a analisar melhor as op\u00e7\u00f5es vi\u00e1veis para o seu caso.&nbsp;<\/b><\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559685&quot;:0,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:279}\"><b>&nbsp;<\/b><\/span><\/p>\n<p><span data-contrast=\"auto\">Entre em contacto connosco!&nbsp;<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559685&quot;:0,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:279}\">&nbsp;<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Com o mercado imobili\u00e1rio atual, h\u00e1 cada vez mais pessoas que pensam na op\u00e7\u00e3o de comprar uma casa a precisar de obras, mas ser\u00e1 que \u00e9 vantajoso?<\/p>","protected":false},"author":5,"featured_media":6955,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[59,60],"tags":[43],"class_list":["post-6939","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credito-habitacao","category-credito-pessoal","tag-credito-habitacao"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Comprar uma casa j\u00e1 pronta ou uma casa a precisar de obras?<\/title>\n<meta name=\"description\" content=\"Com o mercado imobili\u00e1rio atual, h\u00e1 cada vez mais pessoas que pensam na op\u00e7\u00e3o de comprar uma casa a precisar de obras, mas ser\u00e1 que \u00e9 vantajoso?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link 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