{"id":6613,"date":"2024-09-12T09:49:57","date_gmt":"2024-09-12T08:49:57","guid":{"rendered":"https:\/\/gocredito.pt\/?p=6613"},"modified":"2024-09-12T09:50:03","modified_gmt":"2024-09-12T08:50:03","slug":"cuidados-a-ter-na-assinatura-do-cpcv-para-compradores","status":"publish","type":"post","link":"https:\/\/gocredito.pt\/fr\/cuidados-a-ter-na-assinatura-do-cpcv-para-compradores\/","title":{"rendered":"Cuidados a ter na assinatura do CPCV &#8211; para compradores"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"6613\" class=\"elementor elementor-6613\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-275416d8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"275416d8\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2780c2af\" data-id=\"2780c2af\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6745d302 elementor-widget-laptop__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"6745d302\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.15.0 - 20-08-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p><span data-contrast=\"auto\">O CPCV ou contrato de compra e venda \u00e9 um documento assinado entre o comprador e vendedor em que ambos se comprometem a formalizar o neg\u00f3cio por um determinado valor num determinado per\u00edodo.\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:279}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">Este contrato \u00e9 acompanhado pelo pagamento de um sinal que habitualmente \u00e9 os 10% do valor do im\u00f3vel obrigat\u00f3rios para a entrada da compra. No entanto, \u00e9 necess\u00e1rio ter alguns cuidados aquando da assinatura, tais como:\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:279}\">\u00a0<\/span><\/p><ul><li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Caso pe\u00e7a cr\u00e9dito habita\u00e7\u00e3o, \u00e9 importante saber que \u00e9 sempre o comprador quem agenda a escritura, n\u00e3o deve aceitar um prazo inferior a 60 dias e <\/span><b><span data-contrast=\"auto\">deve incluir uma cl\u00e1usula resolutiva que preveja a devolu\u00e7\u00e3o do sinal em caso de n\u00e3o aprova\u00e7\u00e3o do cr\u00e9dito habita\u00e7\u00e3o ou avalia\u00e7\u00e3o insuficiente<\/span><\/b><span data-contrast=\"auto\">.\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:279}\">\u00a0<\/span><\/li><\/ul><ul><li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Caso compre uma casa em planta deve incluir uma cl\u00e1usula de ced\u00eancia de posi\u00e7\u00e3o. Esta cl\u00e1usula \u00e9 importante caso surja algum imprevisto que o impossibilite de avan\u00e7ar com o neg\u00f3cio, sobretudo para poder vender a sua posi\u00e7\u00e3o e recuperar o seu investimento.\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:279}\">\u00a0<\/span><\/li><\/ul><ul><li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Confirme sempre que o im\u00f3vel \u00e9 vendido sem \u00f3nus ou encargos e devoluto de pessoas e bens.\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:279}\">\u00a0<\/span><\/li><\/ul><p><span data-contrast=\"auto\">A assinatura do CPCV \u00e9 um marco importante na compra da sua casa e deve ser realizado com aten\u00e7\u00e3o para que n\u00e3o surjam problemas no futuro. Quando pede um cr\u00e9dito habita\u00e7\u00e3o, a GO Cr\u00e9dito ajuda-o em todo o processo e analisa sempre o contrato de compra e venda para que toda a compra seja realizada sem entraves e com a m\u00e1xima seguran\u00e7a.\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:279}\">\u00a0<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>O CPCV ou contrato de compra e venda \u00e9 um documento assinado entre o comprador e vendedor em que ambos se comprometem a formalizar o neg\u00f3cio por um determinado valor num determinado per\u00edodo.<br \/>\nEste contrato \u00e9 acompanhado pelo pagamento de um sinal que habitualmente \u00e9 os 10% do valor do im\u00f3vel.<\/p>","protected":false},"author":5,"featured_media":6614,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[59],"tags":[43,84,42],"class_list":["post-6613","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credito-habitacao","tag-credito-habitacao","tag-seguro","tag-seguro-de-vida"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cuidados a ter na assinatura do CPCV - para compradores<\/title>\n<meta name=\"description\" content=\"O CPCV ou contrato de compra e venda \u00e9 um documento assinado entre o comprador e vendedor em que ambos se comprometem a formalizar o neg\u00f3cio por um determinado valor num determinado per\u00edodo.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/gocredito.pt\/fr\/cuidados-a-ter-na-assinatura-do-cpcv-para-compradores\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cuidados a ter na assinatura do CPCV - para compradores\" \/>\n<meta property=\"og:description\" content=\"O CPCV ou contrato de compra e venda \u00e9 um documento assinado entre o comprador e vendedor em que ambos se comprometem a formalizar o neg\u00f3cio por um determinado valor num determinado per\u00edodo.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/gocredito.pt\/fr\/cuidados-a-ter-na-assinatura-do-cpcv-para-compradores\/\" \/>\n<meta property=\"og:site_name\" content=\"Go Cr\u00e9dito\" \/>\n<meta property=\"article:published_time\" content=\"2024-09-12T08:49:57+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-09-12T08:50:03+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/gocredito.pt\/wp-content\/uploads\/2024\/08\/man-with-pen-signs-document-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1707\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Jos\u00e9 Neto\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Jos\u00e9 Neto\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/gocredito.pt\/cuidados-a-ter-na-assinatura-do-cpcv-para-compradores\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/gocredito.pt\/cuidados-a-ter-na-assinatura-do-cpcv-para-compradores\/\"},\"author\":{\"name\":\"Jos\u00e9 Neto\",\"@id\":\"https:\/\/gocredito.pt\/#\/schema\/person\/4438c16233ae4e3fdf6b34eb80b6db14\"},\"headline\":\"Cuidados a ter na assinatura do CPCV &#8211; 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