{"id":6622,"date":"2024-09-18T09:26:43","date_gmt":"2024-09-18T08:26:43","guid":{"rendered":"https:\/\/gocredito.pt\/?p=6622"},"modified":"2024-09-18T09:26:51","modified_gmt":"2024-09-18T08:26:51","slug":"afinal-transferir-o-credito-habitacao-tem-custos-associados","status":"publish","type":"post","link":"https:\/\/gocredito.pt\/fr\/afinal-transferir-o-credito-habitacao-tem-custos-associados\/","title":{"rendered":"Afinal transferir o Cr\u00e9dito Habita\u00e7\u00e3o tem custos associados?\u00a0"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"6622\" class=\"elementor elementor-6622\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-275416d8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"275416d8\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2780c2af\" data-id=\"2780c2af\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6745d302 elementor-widget-laptop__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"6745d302\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.15.0 - 20-08-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p><span data-contrast=\"auto\">\u00c9 cada vez mais comum transferir o Cr\u00e9dito Habita\u00e7\u00e3o devido \u00e0 procura de<b> melhores condi\u00e7\u00f5es e \u00e0s vantagens que muitas vezes est\u00e3o associadas<\/b>. No entanto, grande parte das pessoas receia ter que pagar para o fazer.&nbsp;<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:279}\">&nbsp;<\/span><\/p>\n<p><span data-contrast=\"auto\">Na verdade, grande parte das transfer\u00eancias de cr\u00e9dito na maioria dos bancos tem custos associados. \u00c9 claro que as condi\u00e7\u00f5es variam sempre de caso para caso e de banco para banco.&nbsp;<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:279}\">&nbsp;<\/span><\/p>\n<p><span data-contrast=\"auto\">Assim, para proceder \u00e0 transfer\u00eancia de Cr\u00e9dito Habita\u00e7\u00e3o apenas ser\u00e1 necess\u00e1rio o pagamento da certid\u00e3o do registo predial, do cancelamento da hipoteca e os custos com o protocolo APB. Somados, estes custos podem ir <b>no m\u00e1ximo at\u00e9 100\u20ac<\/b>.&nbsp;<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:279}\">&nbsp;<\/span><\/p>\n<p><span data-contrast=\"auto\">No entanto, na maior parte dos processos, os bancos podem pedir o <\/span><b><span data-contrast=\"auto\">adiantamento de algumas despesas<\/span><\/b><span data-contrast=\"auto\"> como por exemplo o custo da avalia\u00e7\u00e3o, estudo de dossi\u00ea, a escritura e os registos da hipoteca. \u00c9 importante <\/span><b><span data-contrast=\"auto\">reter que estes custos s\u00e3o devolvidos ap\u00f3s a escritura<\/span><\/b><span data-contrast=\"auto\">.&nbsp;<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:279}\">&nbsp;<\/span><\/p>\n<p><span data-contrast=\"auto\">De um modo geral, <\/span><b><span data-contrast=\"auto\">as transfer\u00eancias t\u00eam custos associados<\/span><\/b><span data-contrast=\"auto\">, mas s\u00e3o m\u00ednimos e o custo das despesas mais elevadas \u00e9 devolvido. Por\u00e9m, numa grande parte dos casos,<\/span><b><span data-contrast=\"auto\"> a transfer\u00eancia de cr\u00e9dito compensa<\/span><\/b><span data-contrast=\"auto\">! Entre em contacto com a GO Cr\u00e9dito para saber, de forma gratuita, se deve ou n\u00e3o transferir o seu cr\u00e9dito e comece j\u00e1 a poupar!&nbsp;<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:279}\">&nbsp;<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>\u00c9 cada vez mais comum transferir o Cr\u00e9dito Habita\u00e7\u00e3o devido \u00e0 procura de melhores condi\u00e7\u00f5es e \u00e0s vantagens que muitas vezes est\u00e3o associadas. No entanto, grande parte das pessoas receia ter que pagar para o fazer.  <\/p>","protected":false},"author":5,"featured_media":6614,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[59],"tags":[43,84,42],"class_list":["post-6622","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credito-habitacao","tag-credito-habitacao","tag-seguro","tag-seguro-de-vida"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Afinal transferir o Cr\u00e9dito Habita\u00e7\u00e3o tem custos associados?<\/title>\n<meta name=\"description\" content=\"\u00c9 cada vez mais comum transferir o Cr\u00e9dito Habita\u00e7\u00e3o devido \u00e0 procura de melhores condi\u00e7\u00f5es e \u00e0s vantagens que muitas vezes est\u00e3o associadas.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, 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