{"id":2951,"date":"2023-09-07T14:43:40","date_gmt":"2023-09-07T13:43:40","guid":{"rendered":"https:\/\/gocredito.pt\/?page_id=2951"},"modified":"2026-04-27T15:35:47","modified_gmt":"2026-04-27T14:35:47","slug":"simuladores","status":"publish","type":"page","link":"https:\/\/gocredito.pt\/zh\/simuladores\/","title":{"rendered":"Simuladores"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"2951\" class=\"elementor elementor-2951\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a12ecb8 elementor-section-height-min-height elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"a12ecb8\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;,&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-dfbd935\" data-id=\"dfbd935\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-44a3c07 elementor-widget elementor-widget-heading\" data-id=\"44a3c07\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.15.0 - 20-08-2023 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h1 class=\"elementor-heading-title elementor-size-default\">Simuladores<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-da836a8 elementor-section-height-min-height elementor-section-full_width elementor-section-stretched elementor-section-height-default elementor-section-items-middle\" data-id=\"da836a8\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[{&quot;_id&quot;:&quot;616da96&quot;,&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_laptop&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_laptop&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_laptop&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_laptop&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}],&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2ea4ad5\" data-id=\"2ea4ad5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6321829 elementor-widget elementor-widget-heading\" data-id=\"6321829\" data-element_type=\"widget\" id=\"simHabitacao\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span style=\"color: #00bfae\">Simulador<\/span> Cr\u00e9dito Habita\u00e7\u00e3o<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4fcebf1 elementor-widget elementor-widget-text-editor\" data-id=\"4fcebf1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.15.0 - 20-08-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>Indeciso sobre que im\u00f3vel comprar? <br \/>Fa\u00e7a a simula\u00e7\u00e3o e tome uma decis\u00e3o consciente.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d3d1652 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d3d1652\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3d71700\" data-id=\"3d71700\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-77ea140 animated-slow elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"77ea140\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;jet_parallax_layout_list&quot;:[{&quot;_id&quot;:&quot;2b2c1b3&quot;,&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_laptop&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_laptop&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_laptop&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_laptop&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-1787fcb\" data-id=\"1787fcb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5521d41 elementor-widget elementor-widget-html\" data-id=\"5521d41\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div id=\"simHabit\">\r\n  <form id=\"mortgageForm\" action=\"\">\r\n      <div class=\"habit-linha\">\r\n          <div class=\"habit-bloco\">\r\n    <div>Valor do Cr\u00e9dito<\/div>\r\n    <label class=\"field-group\" for=\"loanAmount\">\r\n    <input type=\"number\" id=\"loanAmount\" required>\r\n    <span class=\"field-group__symbol\">\u20ac<\/span>\r\n    <\/label>\r\n    <\/div>\r\n     <div class=\"habit-bloco\">\r\n        <div class=\"duracao\">\r\n        <label for=\"loanTermYears\">Dura\u00e7\u00e3o do Empr\u00e9stimo<div class=\"tooltip\">?\r\n  <span class=\"tooltipcontent\">\r\n  <p>Prazo m\u00e1ximo de pagamento de cr\u00e9dito permitido consoante a idade:<\/p>\r\n<p>At\u00e9 aos 30 anos - pagamento at\u00e9 40 anos.<\/p>\r\n<p>Entre 31 e 35 anos - pagamento at\u00e9 37 anos<\/p>\r\n<p>A partir dos 36 anos - pagamento at\u00e9 35 anos\r\n<\/p>\r\n<\/span>\r\n<\/div><\/label>\r\n        <\/div>\r\n<div class=\"field-group\">\r\n   <div class=\"duracao\">\r\n       <label class=\"field-group__label\" for=\"loanTermYears\">\r\n       <span class=\"field__wrap\">\r\n        <input type=\"number\" id=\"loanTermYears\">\r\n        <\/span>\r\n           <span class=\"field-group__symbol\">anos<\/span>\r\n         <\/label>\r\n    <\/div>\r\n    <div class=\"duracao\">\r\n        <label class=\"field-group__label\" for=\"loanTermMonths\">\r\n            <span class=\"field__wrap\">\r\n        <input type=\"number\" id=\"loanTermMonths\">\r\n        <\/span>\r\n        <span class=\"field-group__symbol\">meses<\/span>\r\n        <\/label>\r\n        <\/div>\r\n        <\/div>\r\n        <\/div>\r\n    <div class=\"habit-bloco\">\r\n        <div>TAN (spread+euribor)<\/div>\r\n    <label class=\"field-group\" for=\"interestRate\">\r\n    <input type=\"number\" id=\"interestRate\" required step=\"0.1\" value=\"2.50\">\r\n    <span class=\"field-group__symbol\">%<\/span>\r\n    <\/label>\r\n    <\/div>\r\n    <\/div>\r\n    <p id=\"errorText\">A dura\u00e7\u00e3o do empr\u00e9stimo tem de ser de 5 a 40 anos.<\/p>\r\n <input type=\"hidden\" name=\"trp-form-language\" value=\"zh\"\/><\/form>\r\n<\/div>\r\n<div id=\"taxMensal\">\r\n    <h4>Taxas m\u00e9dias <span style=\"color: #00bfae;\">mensais<\/span><\/h4>\r\n    <table border=\"0\">\r\n        <thead>\r\n            <tr>\r\n                <th>TAN Fixa<\/th>\r\n                <th>TAN Vari\u00e1vel<\/th>\r\n               <th>TAN Mista<\/th>\r\n            <\/tr>\r\n        <\/thead>\r\n        <tbody>\r\n            <tr>\r\n                <td>3.35%<\/td>\r\n                <td>2.922%<\/td>\r\n                <td>2.50%<\/td>\r\n            <\/tr>\r\n        <\/tbody>\r\n    <\/table>\r\n<\/div>\r\n<div id=\"summary\">\r\n    <h3>Resultados<\/h3>\r\n    <p id=\"monthlyPayment\"><span>Presta\u00e7\u00e3o Mensal Estimada<\/span><span>0.00\u20ac<\/span><\/p>\r\n    <p style=\"display: none;\" id=\"totalInterest\"><span>Total Juros a Pagar<\/span><span>0.00\u20ac<\/span><\/p>\r\n<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e1076ce elementor-widget elementor-widget-html\" data-id=\"e1076ce\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t <div class=\"credsim-header\">\r\n <h3>Calend\u00e1rio de Amortiza\u00e7\u00e3o<\/h3>\r\n <div id=\"lastPaymentDate\"><\/div>\r\n <\/div>\r\n <div id=\"tableContainer\">\r\n    <table id=\"mortgageTable\">\r\n      <thead>\r\n        <tr>\r\n          <th>M\u00eas<\/th>\r\n          <th>Data<\/th>\r\n          <th>Presta\u00e7\u00e3o Mensal<\/th>\r\n          <th>Amortiza\u00e7\u00e3o de Capital<\/th>\r\n          <th>Juros<\/th>\r\n          <th>Total Juros Pagos<\/th>\r\n          <th>D\u00edvida<\/th>\r\n        <\/tr>\r\n      <\/thead>\r\n      <tbody><\/tbody>\r\n    <\/table>\r\n  <\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8503b9a elementor-section-height-min-height elementor-section-full_width elementor-section-stretched elementor-section-height-default elementor-section-items-middle\" data-id=\"8503b9a\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[{&quot;_id&quot;:&quot;616da96&quot;,&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_laptop&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_laptop&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_laptop&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_laptop&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}],&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7ac17f0\" data-id=\"7ac17f0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b5d80c9 elementor-widget elementor-widget-heading\" data-id=\"b5d80c9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span style=\"color: #00bfae\">Simulador<\/span> de IMT e imposto de selo sobre a compra<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2a6febc elementor-widget elementor-widget-text-editor\" data-id=\"2a6febc\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Quer saber que outros custos vai ter na aquisi\u00e7\u00e3o do seu im\u00f3vel? <br \/>N\u00e3o seja surpreendido, fa\u00e7a a sua simula\u00e7\u00e3o agora.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f61fd85 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f61fd85\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-17804f3\" data-id=\"17804f3\" data-element_type=\"column\" id=\"simcontIMT\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-349c31a animated-slow elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"349c31a\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;jet_parallax_layout_list&quot;:[{&quot;_id&quot;:&quot;2b2c1b3&quot;,&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_laptop&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_laptop&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_laptop&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_laptop&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-08956c5\" data-id=\"08956c5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-083ba3c elementor-widget elementor-widget-heading\" data-id=\"083ba3c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Dados do Im\u00f3vel<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a94c4cc elementor-widget elementor-widget-html\" data-id=\"a94c4cc\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div id=\"imtForm\">\n    <div class=\"imt-field\">\n    <label for=\"location\">Local do Im\u00f3vel:<\/label>\n    <select id=\"location\">\n        <option value=\"Portugal_Continental\">Portugal Continental<\/option>\n        <option value=\"Regioes_Autonomas\">Regi\u00f5es Aut\u00f3nomas<\/option>\n    <\/select>\n    <\/div>\n    <div class=\"imt-field\">\n    <label for=\"property_type\">Finalidade do Im\u00f3vel:<\/label>\n    <select id=\"property_type\">\n        <option value=\"habitacao_permanente\">Habita\u00e7\u00e3o pr\u00f3pria e permanente<\/option>\n        <option value=\"habitacao_secundaria\">Habita\u00e7\u00e3o secund\u00e1ria ou arrendamento<\/option>\n        <option value=\"predios_rusticos\">Pr\u00e9dios R\u00fasticos<\/option>\n        <option value=\"outros_predios_urbanos\">Outros pr\u00e9dios urbanos e outras aquisi\u00e7\u00f5es<\/option>\n    <\/select>\n    <\/div>\n    <div class=\"imt-field\">\n    <label for=\"property_value\">Valor do Im\u00f3vel (\u20ac):<\/label>\n    <input type=\"number\" id=\"property_value\">\n    <\/div>\n    <div class=\"imt-field\">\n    <label for=\"credit_value\">Valor do Cr\u00e9dito (\u20ac):<\/label>\n    <input type=\"number\" id=\"credit_value\">\n    <\/div>\n    <h3>Resultado da Simula\u00e7\u00e3o:<\/h3>\n    <div id=\"imt_result\"><\/div>\n<\/div>\n\n<script>\n    document.getElementById(\"credit_value\").addEventListener(\"input\", function() {\n    var location = document.getElementById(\"location\").value;\n    var property_type = document.getElementById(\"property_type\").value;\n    var property_value = parseFloat(document.getElementById(\"property_value\").value);\n    calculateIMT(location, property_type, property_value);\n});\n<\/script>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-45c1e46\" data-id=\"45c1e46\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bcaecdc elementor-widget elementor-widget-html\" data-id=\"bcaecdc\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t <div id=\"tabelaImt\"><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7523145 elementor-section-height-min-height elementor-section-stretched elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"7523145\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[{&quot;_id&quot;:&quot;616da96&quot;,&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_laptop&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_laptop&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_laptop&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_laptop&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}],&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4446ae0\" data-id=\"4446ae0\" data-element_type=\"column\" id=\"simImposto\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e049a3a elementor-widget elementor-widget-heading\" data-id=\"e049a3a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span style=\"color: #00bfae\">Simulador<\/span> imposto de<br> selo sobre o cr\u00e9dito<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0ab97f5 elementor-widget elementor-widget-text-editor\" data-id=\"0ab97f5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tDescubra quanto ter\u00e1 que pagar de Imposto de Selo e evite surpresas!\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-40a3ed7 animated-slow elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"40a3ed7\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;jet_parallax_layout_list&quot;:[{&quot;_id&quot;:&quot;2b2c1b3&quot;,&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_laptop&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_laptop&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_laptop&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_laptop&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-9b9591e\" data-id=\"9b9591e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a43017f eael-gravity-form-button-custom elementor-widget elementor-widget-eael-gravity-form\" data-id=\"a43017f\" data-element_type=\"widget\" data-widget_type=\"eael-gravity-form.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t            <div class=\"eael-contact-form eael-gravity-form title-description-hide eael-contact-form-align-default\">\n                                    <div class=\"eael-gravity-form-heading\">\n                                                                    <\/div>\n                                <script type=\"text\/javascript\">var 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\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8fdde9f elementor-section-height-min-height elementor-section-full_width elementor-section-stretched elementor-section-height-default elementor-section-items-middle\" data-id=\"8fdde9f\" data-element_type=\"section\" 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class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a005d76\" data-id=\"a005d76\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-341ad88 elementor-widget elementor-widget-heading\" data-id=\"341ad88\" data-element_type=\"widget\" id=\"simEsforco\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span style=\"color: #00bfae\">Simulador<\/span> Taxa de Esfor\u00e7o<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0c09145 elementor-widget elementor-widget-text-editor\" data-id=\"0c09145\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>A sua taxa de esfor\u00e7o \u00e9 superior a 40%? <br \/>Isso pode comprometer a aprova\u00e7\u00e3o do seu Cr\u00e9dito Habita\u00e7\u00e3o!<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4cd2fae elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4cd2fae\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3e5499a\" data-id=\"3e5499a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section 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class='gfield_label gform-field-label' for='input_16_2'>Presta\u00e7\u00e3o do novo Cr\u00e9dito Habita\u00e7\u00e3o<\/label><div class='ginput_container ginput_container_number'><input name='input_2' id='input_16_2' type='number' step='any'   value='' class='large'      aria-invalid=\"false\"  \/><\/div><\/div><div id=\"field_16_3\" class=\"gfield gfield--type-number gfield--width-third field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  data-js-reload=\"field_16_3\" ><label class='gfield_label gform-field-label' for='input_16_3'>Presta\u00e7\u00e3o dos cr\u00e9ditos em curso<\/label><div class='ginput_container ginput_container_number'><input name='input_3' id='input_16_3' type='number' step='any'   value='' class='large'      aria-invalid=\"false\"  \/><\/div><\/div><div id=\"field_16_4\" class=\"gfield gfield--type-number gfield--width-full gfield_calculation field_sublabel_below gfield--no-description 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*\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t<figure class=\"wp-caption\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/gocredito.pt\/zh\/credito-habitacao\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/gocredito.pt\/wp-content\/uploads\/2021\/04\/floating-green.png\" class=\"elementor-animation-grow attachment-medium size-medium wp-image-2758\" alt=\"\" srcset=\"https:\/\/gocredito.pt\/wp-content\/uploads\/2021\/04\/floating-green.png 300w, https:\/\/gocredito.pt\/wp-content\/uploads\/2021\/04\/floating-green-150x150.png 150w, https:\/\/gocredito.pt\/wp-content\/uploads\/2021\/04\/floating-green-230x230.png 230w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<figcaption class=\"widget-image-caption wp-caption-text\">Quero<br>Poupar!<\/figcaption>\n\t\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7fe52bd elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7fe52bd\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-508d1f9\" data-id=\"508d1f9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5a376f5 elementor-widget elementor-widget-spacer\" 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class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-049a84b elementor-section-height-min-height elementor-section-full_width elementor-section-stretched elementor-section-height-default elementor-section-items-middle elementor-invisible\" data-id=\"049a84b\" data-element_type=\"section\" 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class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fd295e1\" data-id=\"fd295e1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e5bff43 elementor-widget elementor-widget-heading\" data-id=\"e5bff43\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span style=\"color: #00bfae\">Simulador<\/span> IMI<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-67e3d46 elementor-widget elementor-widget-menu-anchor\" data-id=\"67e3d46\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.15.0 - 20-08-2023 *\/\nbody.elementor-page .elementor-widget-menu-anchor{margin-bottom:0}<\/style>\t\t<div id=\"simIMI\" class=\"elementor-menu-anchor\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-abbcc16 elementor-widget elementor-widget-text-editor\" data-id=\"abbcc16\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>A sua taxa de IMI pode variar entre 0.30% e 0.45%<br \/>Calcule o Imposto Municipal sobre Im\u00f3veis<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b729538 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"b729538\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e262841\" data-id=\"e262841\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-19fec3c elementor-widget elementor-widget-html\" data-id=\"19fec3c\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<!DOCTYPE html>\n<html lang=\"pt\">\n\n<head>\n    <meta charset=\"UTF-8\" \/>\n    <meta name=\"viewport\" content=\"width=device-width, initial-scale=1.0\" \/>\n    <title>Simulador IMI<\/title>\n    <style>\n        * {\n            margin: 0;\n            padding: 0;\n            box-sizing: border-box;\n        }\n\n        body {\n            font-family: \"Space Grotesk\", -apple-system, BlinkMacSystemFont,\n                \"Segoe UI\", sans-serif;\n            background: white;\n            padding: 0;\n            min-height: 100vh;\n        }\n\n        .header {\n            background: #0A326F;\n            color: white;\n            text-align: center;\n            padding: 40px 20px;\n        }\n\n        .header h1 {\n            font-size: 32px;\n            margin-bottom: 10px;\n            color: white;\n        }\n\n        .header h1 .highlight {\n            color: #00BFAE;\n        }\n\n        .header .subtitle {\n            color: rgba(255, 255, 255, 0.8);\n            font-size: 16px;\n            margin-bottom: 5px;\n        }\n\n        .header .description {\n            color: rgba(255, 255, 255, 0.7);\n            font-size: 14px;\n        }\n\n        .simulator-container {\n            max-width: 100%;\n            margin: 0;\n            background: white;\n            border-radius: 0;\n            padding: 60px 40px;\n        }\n\n        .form-group {\n            margin-bottom: 25px;\n            max-width: 800px;\n            margin-left: auto;\n            margin-right: auto;\n            padding: 20px;\n            background: white;\n            border-radius: 8px;\n        }\n\n        label {\n            display: block;\n            margin-bottom: 8px;\n            color: #0A326F;\n            font-weight: 600;\n            font-size: 14px;\n        }\n\n        select {\n            width: 100%;\n            height: 45px;\n            border: 1px solid #ddd;\n            border-radius: 6px;\n            padding: 0 15px;\n            font-size: 14px;\n            font-family: \"Space Grotesk\", sans-serif;\n            background: white;\n            cursor: pointer;\n            transition: border-color 0.3s;\n            color: #0A326F;\n        }\n\n        select:focus {\n            outline: none;\n            border-color: #00BFAE;\n        }\n\n        .input-group {\n            display: flex;\n            align-items: center;\n            gap: 10px;\n            background: white;\n            border: 1px solid #ddd;\n            border-radius: 6px;\n            padding: 0 10px;\n            height: 45px;\n        }\n\n        .input-group:focus-within {\n            border-color: #00BFAE;\n        }\n\n        .input-group button {\n            background: none;\n            border: none;\n            cursor: pointer;\n            padding: 5px;\n            display: flex;\n            align-items: center;\n            justify-content: center;\n            transition: opacity 0.2s;\n        }\n\n        .input-group button:hover {\n            opacity: 0.7;\n        }\n\n        .input-group input {\n            flex: 1;\n            border: none;\n            text-align: center;\n            font-size: 14px;\n            font-family: \"Space Grotesk\", sans-serif;\n            color: #0A326F;\n        }\n\n        .input-group input:focus {\n            outline: none;\n        }\n\n        .calculate-btn {\n            width: 100%;\n            max-width: 800px;\n            height: 50px;\n            background: #00BFAE;\n            color: white;\n            border: none;\n            border-radius: 6px;\n            font-size: 16px;\n            font-weight: 600;\n            cursor: pointer;\n            margin: 30px auto 0;\n            display: block;\n            transition: background 0.3s;\n        }\n\n        .calculate-btn:hover {\n            background: #00a89a;\n        }\n\n        .result-container {\n            margin: 30px auto 0;\n            max-width: 800px;\n            padding: 25px;\n            background: #f0f9f8;\n            border-radius: 8px;\n            border-left: 4px solid #00BFAE;\n            display: none;\n        }\n\n        .result-container.show {\n            display: block;\n        }\n\n        .result-label {\n            font-size: 14px;\n            color: #0A326F;\n            margin-bottom: 8px;\n            font-weight: 600;\n        }\n\n        .result-value {\n            font-size: 36px;\n            font-weight: 700;\n            color: #00BFAE;\n        }\n\n        .result-details {\n            margin-top: 15px;\n            padding-top: 15px;\n            border-top: 1px solid #ddd;\n            font-size: 13px;\n            color: #0A326F;\n        }\n\n        .info-box {\n            background: #e8f4f8;\n            border-left: 4px solid #00BFAE;\n            padding: 15px;\n            margin: 20px auto 0;\n            max-width: 800px;\n            border-radius: 4px;\n            font-size: 13px;\n            color: #0A326F;\n            margin-bottom: 70px\n        }\n    <\/style>\n<\/head>\n\n<body data-rsssl=1 data-rsssl=\"1\">\n    <div class=\"form-group\">\n            <label for=\"municipio\">Munic\u00edpio<\/label>\n            <select id=\"municipio\">\n                <option value=\"\">Selecione o munic\u00edpio<\/option>\n                <option value=\"0.30\">Abrantes (0.30%)<\/option>\n                <option value=\"0.35\">\u00c1gueda (0.35%)<\/option>\n                <option value=\"0.30\">Aguiar da Beira (0.30%)<\/option>\n                <option value=\"0.38\">Lisboa (0.38%)<\/option>\n                <option value=\"0.35\">Porto (0.35%)<\/option>\n                <option value=\"0.33\">Vila Pouca de Aguiar (0.33%)<\/option>\n                <option value=\"0.35\">Vila Real (0.35%)<\/option>\n                <option value=\"0.32\">Braga (0.32%)<\/option>\n                <option value=\"0.34\">Coimbra (0.34%)<\/option>\n                <option value=\"0.30\">Faro (0.30%)<\/option>\n            <\/select>\n        <\/div>\n\n        <div class=\"form-group\">\n            <label for=\"freguesia\">Freguesia<\/label>\n            <select id=\"freguesia\">\n                <option value=\"\">Selecione a freguesia<\/option>\n                <option value=\"1\">\n                    Abrantes (S\u00e3o Vicente e S\u00e3o Jo\u00e3o) e Alferrarede\n                <\/option>\n                <option value=\"1\">Aldeia do Mato e Souto<\/option>\n                <option value=\"1\">Alvega e Concavada<\/option>\n            <\/select>\n        <\/div>\n\n        <div class=\"form-group\">\n            <label for=\"tipoImovel\">Tipo de Im\u00f3vel<\/label>\n            <select id=\"tipoImovel\">\n                <option value=\"\">Selecione o tipo de im\u00f3vel<\/option>\n                <option value=\"urbano\">Pr\u00e9dio Urbano<\/option>\n                <option value=\"rustico\">Pr\u00e9dio R\u00fastico<\/option>\n            <\/select>\n        <\/div>\n\n        <div class=\"form-group\">\n            <label for=\"patrimonio\">Valor Patrimonial Tribut\u00e1rio (VPT) em \u20ac<\/label>\n            <div class=\"input-group\">\n                <button type=\"button\" id=\"menosPatrimonio\">\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewbox=\"0 0 24 24\">\n                        <path fill=\"#00BFAE\"\n                            d=\"M4 11.5C4 11.2239 4.21069 11 4.47059 11H19.5294C19.7893 11 20 11.2239 20 11.5C20 11.7761 19.7893 12 19.5294 12H4.47059C4.21069 12 4 11.7761 4 11.5Z\" \/>\n                    <\/svg>\n                <\/button>\n                <input type=\"text\" id=\"patrimonio\" placeholder=\"100000\" inputmode=\"numeric\" \/>\n                <button type=\"button\" id=\"maisPatrimonio\">\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewbox=\"0 0 24 24\">\n                        <path fill=\"#00BFAE\"\n                            d=\"M12.5 4C12.5 3.72386 12.2761 3.5 12 3.5C11.7239 3.5 11.5 3.72386 11.5 4L11.5 11.5H4C3.72386 11.5 3.5 11.7239 3.5 12C3.5 12.2761 3.72386 12.5 4 12.5H11.5L11.5 20C11.5 20.2761 11.7239 20.5 12 20.5C12.2761 20.5 12.5 20.2761 12.5 20V12.5H20C20.2761 12.5 20.5 12.2761 20.5 12C20.5 11.7239 20.2761 11.5 20 11.5H12.5V4Z\" \/>\n                    <\/svg>\n                <\/button>\n            <\/div>\n        <\/div>\n\n        <div class=\"form-group\">\n            <label for=\"filhos\">N\u00famero de Dependentes<\/label>\n            <div class=\"input-group\">\n                <button type=\"button\" id=\"menosFilhos\">\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewbox=\"0 0 24 24\">\n                        <path fill=\"#00BFAE\"\n                            d=\"M4 11.5C4 11.2239 4.21069 11 4.47059 11H19.5294C19.7893 11 20 11.2239 20 11.5C20 11.7761 19.7893 12 19.5294 12H4.47059C4.21069 12 4 11.7761 4 11.5Z\" \/>\n                    <\/svg>\n                <\/button>\n                <input type=\"text\" id=\"filhos\" placeholder=\"0\" inputmode=\"numeric\" \/>\n                <button type=\"button\" id=\"maisFilhos\">\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewbox=\"0 0 24 24\">\n                        <path fill=\"#00BFAE\"\n                            d=\"M12.5 4C12.5 3.72386 12.2761 3.5 12 3.5C11.7239 3.5 11.5 3.72386 11.5 4L11.5 11.5H4C3.72386 11.5 3.5 11.7239 3.5 12C3.5 12.2761 3.72386 12.5 4 12.5H11.5L11.5 20C11.5 20.2761 11.7239 20.5 12 20.5C12.2761 20.5 12.5 20.2761 12.5 20V12.5H20C20.2761 12.5 20.5 12.2761 20.5 12C20.5 11.7239 20.2761 11.5 20 11.5H12.5V4Z\" \/>\n                    <\/svg>\n                <\/button>\n            <\/div>\n        <\/div>\n\n        <button class=\"calculate-btn\" id=\"calcular\">Calcular IMI<\/button>\n\n        <div class=\"result-container\" id=\"resultado\">\n            <div class=\"result-label\">IMI a Pagar em 2026 \u00e9 cerca de:<\/div>\n            <div class=\"result-value\" id=\"valorIMI\">\u20ac 0,00<\/div>\n            <div class=\"result-details\" id=\"detalhes\"><\/div>\n        <\/div>\n\n        <div class=\"info-box\">\n            <strong>Nota:<\/strong> Este simulador fornece uma estimativa. Os valores\n            exatos podem variar conforme as taxas municipais espec\u00edficas e dedu\u00e7\u00f5es\n            aplic\u00e1veis. Consulte sempre o portal das finan\u00e7as para informa\u00e7\u00e3o\n            oficial.\n        <\/div>\n    <\/div>\n\n    <script>\n        let municipiosData = [];\n\n        \/\/ Fetch municipalities and freguesias from API\n        async function loadMunicipios() {\n            try {\n                const response = await fetch('https:\/\/json.geoapi.pt\/municipios\/freguesias');\n                municipiosData = await response.json();\n                \n                \/\/ Populate municipios dropdown\n                const municipioSelect = document.getElementById(\"municipio\");\n                municipioSelect.innerHTML = '<option value=\"\">Selecione o munic\u00edpio<\/option>';\n                \n                municipiosData.forEach(municipio => {\n                    const option = document.createElement(\"option\");\n                    option.value = municipio.codigoine;\n                    option.textContent = municipio.nome;\n                    option.dataset.nome = municipio.nome;\n                    municipioSelect.appendChild(option);\n                });\n            } catch (error) {\n                console.error(\"Erro ao carregar munic\u00edpios:\", error);\n                alert(\"Erro ao carregar dados dos munic\u00edpios. Por favor, recarregue a p\u00e1gina.\");\n            }\n        }\n\n        \/\/ Update freguesias dropdown when municipio changes\n        document.getElementById(\"municipio\").addEventListener(\"change\", function() {\n            const codigoine = this.value;\n            const freguesiaSelect = document.getElementById(\"freguesia\");\n            freguesiaSelect.innerHTML = '<option value=\"\">Selecione a freguesia<\/option>';\n            \n            if (!codigoine) return;\n            \n            const municipio = municipiosData.find(m => m.codigoine === codigoine);\n            if (municipio && municipio.freguesias) {\n                municipio.freguesias.forEach((freguesia, index) => {\n                    const option = document.createElement(\"option\");\n                    option.value = index + 1;\n                    option.textContent = freguesia;\n                    freguesiaSelect.appendChild(option);\n                });\n            }\n        });\n\n        \/\/ Load municipios on page load\n        loadMunicipios();\n\n        \/\/ Increment\/Decrement buttons for Patrimonio\n        document\n            .getElementById(\"menosPatrimonio\")\n            .addEventListener(\"click\", function () {\n                const input = document.getElementById(\"patrimonio\");\n                const value = parseFloat(input.value.replace(\/\\s\/g, \"\")) || 0;\n                input.value = Math.max(0, value - 10000);\n            });\n\n        document\n            .getElementById(\"maisPatrimonio\")\n            .addEventListener(\"click\", function () {\n                const input = document.getElementById(\"patrimonio\");\n                const value = parseFloat(input.value.replace(\/\\s\/g, \"\")) || 0;\n                input.value = value + 10000;\n            });\n\n        \/\/ Increment\/Decrement buttons for Filhos\n        document\n            .getElementById(\"menosFilhos\")\n            .addEventListener(\"click\", function () {\n                const input = document.getElementById(\"filhos\");\n                const value = parseInt(input.value) || 0;\n                input.value = Math.max(0, value - 1);\n            });\n\n        document\n            .getElementById(\"maisFilhos\")\n            .addEventListener(\"click\", function () {\n                const input = document.getElementById(\"filhos\");\n                const value = parseInt(input.value) || 0;\n                input.value = value + 1;\n            });\n\n        \/\/ Calculate IMI\n        document\n            .getElementById(\"calcular\")\n            .addEventListener(\"click\", function () {\n                const municipioSelect = document.getElementById(\"municipio\");\n                const municipioNome = municipioSelect.options[municipioSelect.selectedIndex]?.dataset.nome || \"\";\n                const tipoImovel = document.getElementById(\"tipoImovel\").value;\n                \n                \/\/ Default tax rates for municipalities (you can adjust these)\n                const taxRates = {\n                    \"Lisboa\": 0.38,\n                    \"Porto\": 0.35,\n                    \"Braga\": 0.32,\n                    \"Coimbra\": 0.34,\n                    \"Faro\": 0.30,\n                    \"Vila Real\": 0.35,\n                    \"Abrantes\": 0.30,\n                    \"\u00c1gueda\": 0.35,\n                    \"Aguiar da Beira\": 0.30,\n                    \"Vila Pouca de Aguiar\": 0.33\n                };\n                \n                let municipioTax = taxRates[municipioNome] || 0.35; \/\/ Default 0.35%\n                \n                \/\/ Adjust tax rate based on property type\n                \/\/ Pr\u00e9dios r\u00fasticos typically have a fixed rate of 0.8%\n                if (tipoImovel === \"rustico\") {\n                    municipioTax = 0.8;\n                }\n                \n                const patrimonio =\n                    parseFloat(\n                        document.getElementById(\"patrimonio\").value.replace(\/\\s\/g, \"\")\n                    ) || 0;\n                const filhos = parseInt(document.getElementById(\"filhos\").value) || 0;\n\n                if (!municipioNome || !tipoImovel || patrimonio === 0) {\n                    alert(\"Por favor, preencha todos os campos obrigat\u00f3rios.\");\n                    return;\n                }\n\n                \/\/ Calculate base IMI\n                let imiBase = patrimonio * (municipioTax \/ 100);\n\n                \/\/ Apply deduction for dependents (\u20ac30 per dependent, max of 2)\n                \/\/ Note: Deductions typically only apply to urban properties used as permanent residence\n                const deducao = tipoImovel === \"urbano\" ? Math.min(filhos, 2) * 30 : 0;\n                let imiFinal = Math.max(0, imiBase - deducao);\n\n                \/\/ Display result\n                document.getElementById(\"valorIMI\").textContent =\n                    \"\u20ac \" + imiFinal.toFixed(2).replace(\".\", \",\");\n\n                const tipoImovelTexto = tipoImovel === \"urbano\" ? \"Pr\u00e9dio Urbano\" : \"Pr\u00e9dio R\u00fastico\";\n\n                const detalhes = `\n                <strong>Detalhes do C\u00e1lculo:<\/strong><br>\n                Munic\u00edpio: ${municipioNome}<br>\n                Tipo de Im\u00f3vel: ${tipoImovelTexto}<br>\n                Valor Patrimonial: \u20ac ${patrimonio.toLocaleString(\"pt-PT\")}<br>\n                Taxa Municipal: ${municipioTax}%<br>\n                IMI Base: \u20ac ${imiBase.toFixed(2).replace(\".\", \",\")}<br>\n                ${filhos > 0 && tipoImovel === \"urbano\"\n                        ? `Dedu\u00e7\u00e3o (${Math.min(filhos, 2)} dependentes): \u20ac ${deducao\n                            .toFixed(2)\n                            .replace(\".\", \",\")}`\n                        : \"\"\n                    }\n                ${tipoImovel === \"rustico\" ? \"<br><em>Nota: Pr\u00e9dios r\u00fasticos n\u00e3o t\u00eam dedu\u00e7\u00e3o por dependentes.<\/em>\" : \"\"}\n            `;\n\n                document.getElementById(\"detalhes\").innerHTML = detalhes;\n                document.getElementById(\"resultado\").classList.add(\"show\");\n            });\n\n        \/\/ Format number inputs\n        document\n            .getElementById(\"patrimonio\")\n            .addEventListener(\"blur\", function () {\n                const value = parseFloat(this.value.replace(\/\\s\/g, \"\")) || 0;\n                this.value = value;\n            });\n    <\/script>\n<\/body>\n\n<\/html>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a6c6809 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a6c6809\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e15ee5d\" data-id=\"e15ee5d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e8fa403 elementor-widget elementor-widget-spacer\" data-id=\"e8fa403\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8230129 elementor-section-full_width elementor-section-content-middle elementor-section-stretched elementor-section-height-default elementor-section-height-default\" data-id=\"8230129\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-514be6a\" data-id=\"514be6a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7d385bb elementor-widget elementor-widget-heading\" data-id=\"7d385bb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span style=\"color: #00bfae\">Simulador<\/span> Teto M\u00e1ximo<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d15624c elementor-widget elementor-widget-menu-anchor\" data-id=\"d15624c\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"simTetoMaximo\" class=\"elementor-menu-anchor\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1804015 elementor-widget elementor-widget-text-editor\" data-id=\"1804015\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Calcule o valor m\u00e1ximo de cr\u00e9dito habita\u00e7\u00e3o que pode obter com base no seu rendimento<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-89622ee elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"89622ee\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;animation&quot;:&quot;none&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-eeca7ee sdlf\" data-id=\"eeca7ee\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-79374f9 elementor-widget elementor-widget-html\" data-id=\"79374f9\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<!DOCTYPE html>\n<html lang=\"pt\">\n\n<head>\n    <meta charset=\"UTF-8\" \/>\n    <meta name=\"viewport\" content=\"width=device-width, initial-scale=1.0\" \/>\n    <title>Simulador de Montante M\u00e1ximo Financi\u00e1vel<\/title>\n\n    <style>\n        * {\n            margin: 0;\n            padding: 0;\n            box-sizing: border-box;\n        }\n\n        body {\n            margin: 0;\n            font-family: \"Space Grotesk\", -apple-system, BlinkMacSystemFont,\n                \"Segoe UI\", sans-serif;\n            background: white;\n            min-height: 100vh;\n        }\n\n        .header {\n            width: 100%;\n            background: #0A326F;\n            color: white;\n            text-align: center;\n            padding: 40px 20px;\n\n            opacity: 0;\n            transform: translateY(30px);\n            animation: fadeUp 0.8s ease-out 0.2s forwards;\n        }\n\n        .header h1 {\n            font-size: 32px;\n            margin-bottom: 10px;\n            color: white;\n\n            opacity: 0;\n            transform: translateY(20px);\n            animation: fadeUp 0.6s ease-out 0.4s forwards;\n        }\n\n        .header h1 .highlight {\n            color: #00BFAE;\n        }\n\n        .header .subtitle {\n            color: rgba(255, 255, 255, 0.8);\n            font-size: 16px;\n\n            opacity: 0;\n            transform: translateY(20px);\n            animation: fadeUp 0.6s ease-out 0.6s forwards;\n        }\n\n        .header .description {\n            color: rgba(255, 255, 255, 0.7);\n            font-size: 14px;\n        }\n\n        .simulator-container {\n            max-width: 100%;\n            margin: 0;\n            background: white;\n            padding: 60px 40px;\n        }\n\n        .form-group {\n            margin-bottom: 25px;\n            max-width: 800px;\n            margin-left: auto;\n            margin-right: auto;\n            padding: 20px;\n            background: white;\n            border-radius: 8px;\n        }\n\n        label {\n            display: block;\n            margin-bottom: 8px;\n            color: #0A326F;\n            font-weight: 600;\n            font-size: 14px;\n        }\n\n        .label-hint {\n            font-weight: 400;\n            color: #666;\n            font-size: 12px;\n            margin-left: 6px;\n        }\n\n        .input-group {\n            display: flex;\n            align-items: center;\n            gap: 10px;\n            background: white;\n            border: 1px solid #ddd;\n            border-radius: 6px;\n            padding: 0 10px;\n            height: 45px;\n        }\n\n        .input-group:focus-within {\n            border-color: #00BFAE;\n        }\n\n        .input-group button {\n            background: none;\n            border: none;\n            cursor: pointer;\n            padding: 5px;\n            display: flex;\n            align-items: center;\n            justify-content: center;\n            transition: opacity 0.2s;\n        }\n\n        .input-group button:hover {\n            opacity: 0.7;\n        }\n\n        .input-group input {\n            flex: 1;\n            border: none;\n            text-align: center;\n            font-size: 14px;\n            font-family: \"Space Grotesk\", sans-serif;\n            color: #0A326F;\n        }\n\n        .input-group input:focus {\n            outline: none;\n        }\n\n        .calculate-btn {\n            width: 100%;\n            max-width: 800px;\n            height: 50px;\n            background: #00BFAE;\n            color: white;\n            border: none;\n            border-radius: 6px;\n            font-size: 16px;\n            font-weight: 600;\n            cursor: pointer;\n            margin: 30px auto 0;\n            display: block;\n            transition: background 0.3s;\n        }\n\n        .calculate-btn:hover {\n            background: #00a89a;\n        }\n\n        .result-container {\n            margin: 30px auto 0;\n            max-width: 800px;\n            padding: 25px;\n            background: #f0f9f8;\n            border-radius: 8px;\n            border-left: 4px solid #00BFAE;\n            display: none;\n        }\n\n        .result-container.show {\n            display: block;\n        }\n\n        .result-main {\n            display: flex;\n            align-items: flex-start;\n            justify-content: space-between;\n            gap: 24px;\n            flex-wrap: wrap;\n        }\n\n        .result-left .result-label {\n            font-size: 14px;\n            color: #0A326F;\n            margin-bottom: 8px;\n            font-weight: 600;\n        }\n\n        .result-left .result-value {\n            font-size: 36px;\n            font-weight: 700;\n            color: #00BFAE;\n        }\n\n        .result-right {\n            text-align: right;\n        }\n\n        .result-right .result-label {\n            font-size: 14px;\n            color: #0A326F;\n            margin-bottom: 8px;\n            font-weight: 600;\n        }\n\n        .result-right .result-prestacao {\n            font-size: 24px;\n            font-weight: 600;\n            color: #00BFAE;\n        }\n\n        .result-details {\n            margin-top: 15px;\n            padding-top: 15px;\n            border-top: 1px solid #ddd;\n            font-size: 13px;\n            color: #0A326F;\n            line-height: 1.8;\n        }\n\n        .pressupostos-inline {\n            margin-top: 14px;\n            padding-top: 12px;\n            border-top: 1px solid #cde8e6;\n            font-size: 12px;\n            color: #555;\n        }\n\n        .pressupostos-inline strong {\n            display: block;\n            margin-bottom: 5px;\n            color: #0A326F;\n        }\n\n        .pressupostos-grid {\n            display: grid;\n            grid-template-columns: 1fr 1fr;\n            gap: 2px 20px;\n        }\n\n        .info-box {\n            background: #e8f4f8;\n            border-left: 4px solid #00BFAE;\n            padding: 15px;\n            margin: 20px auto 20px;\n            max-width: 800px;\n            border-radius: 4px;\n            font-size: 13px;\n            color: #0A326F;\n        }\n    <\/style>\n<\/head>\n\n<body data-rsssl=1 data-rsssl=\"1\">\n\n    <div class=\"simulator-container\">\n        <div class=\"form-group\">\n            <label for=\"rendimento\">Rendimento l\u00edquido mensal do agregado (\u20ac)<\/label>\n            <div class=\"input-group\">\n                <button type=\"button\" id=\"menosRendimento\">\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewbox=\"0 0 24 24\">\n                        <path fill=\"#00BFAE\" d=\"M4 11.5C4 11.2239 4.21069 11 4.47059 11H19.5294C19.7893 11 20 11.2239 20 11.5C20 11.7761 19.7893 12 19.5294 12H4.47059C4.21069 12 4 11.7761 4 11.5Z\" \/>\n                    <\/svg>\n                <\/button>\n                <input type=\"text\" id=\"rendimento2\" placeholder=\"2000\" inputmode=\"numeric\" \/>\n                <button type=\"button\" id=\"maisRendimento\">\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewbox=\"0 0 24 24\">\n                        <path fill=\"#00BFAE\" d=\"M12.5 4C12.5 3.72386 12.2761 3.5 12 3.5C11.7239 3.5 11.5 3.72386 11.5 4L11.5 11.5H4C3.72386 11.5 3.5 11.7239 3.5 12C3.5 12.2761 3.72386 12.5 4 12.5H11.5L11.5 20C11.5 20.2761 11.7239 20.5 12 20.5C12.2761 20.5 12.5 20.2761 12.5 20V12.5H20C20.2761 12.5 20.5 12.2761 20.5 12C20.5 11.7239 20.2761 11.5 20 11.5H12.5V4Z\" \/>\n                    <\/svg>\n                <\/button>\n            <\/div>\n        <\/div>\n\n        <div class=\"form-group\">\n            <label for=\"outrosPrestacoes\">\n                Outras presta\u00e7\u00f5es mensais (\u20ac)\n                <span class=\"label-hint\">cr\u00e9ditos autom\u00f3vel, pessoal, etc.<\/span>\n            <\/label>\n            <div class=\"input-group\">\n                <button type=\"button\" id=\"menosPrestacoes\">\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewbox=\"0 0 24 24\">\n                        <path fill=\"#00BFAE\" d=\"M4 11.5C4 11.2239 4.21069 11 4.47059 11H19.5294C19.7893 11 20 11.2239 20 11.5C20 11.7761 19.7893 12 19.5294 12H4.47059C4.21069 12 4 11.7761 4 11.5Z\" \/>\n                    <\/svg>\n                <\/button>\n                <input type=\"text\" id=\"outrosPrestacoes2\" placeholder=\"0\" inputmode=\"numeric\" \/>\n                <button type=\"button\" id=\"maisPrestacoes\">\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewbox=\"0 0 24 24\">\n                        <path fill=\"#00BFAE\" d=\"M12.5 4C12.5 3.72386 12.2761 3.5 12 3.5C11.7239 3.5 11.5 3.72386 11.5 4L11.5 11.5H4C3.72386 11.5 3.5 11.7239 3.5 12C3.5 12.2761 3.72386 12.5 4 12.5H11.5L11.5 20C11.5 20.2761 11.7239 20.5 12 20.5C12.2761 20.5 12.5 20.2761 12.5 20V12.5H20C20.2761 12.5 20.5 12.2761 20.5 12C20.5 11.7239 20.2761 11.5 20 11.5H12.5V4Z\" \/>\n                    <\/svg>\n                <\/button>\n            <\/div>\n        <\/div>\n\n        <div class=\"form-group\">\n            <label for=\"idade\">Idade do titular mais velho<\/label>\n            <div class=\"input-group\">\n                <button type=\"button\" id=\"menosIdade\">\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewbox=\"0 0 24 24\">\n                        <path fill=\"#00BFAE\" d=\"M4 11.5C4 11.2239 4.21069 11 4.47059 11H19.5294C19.7893 11 20 11.2239 20 11.5C20 11.7761 19.7893 12 19.5294 12H4.47059C4.21069 12 4 11.7761 4 11.5Z\" \/>\n                    <\/svg>\n                <\/button>\n                <input type=\"text\" id=\"idade2\" placeholder=\"36\" inputmode=\"numeric\" \/>\n                <button type=\"button\" id=\"maisIdade\">\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewbox=\"0 0 24 24\">\n                        <path fill=\"#00BFAE\" d=\"M12.5 4C12.5 3.72386 12.2761 3.5 12 3.5C11.7239 3.5 11.5 3.72386 11.5 4L11.5 11.5H4C3.72386 11.5 3.5 11.7239 3.5 12C3.5 12.2761 3.72386 12.5 4 12.5H11.5L11.5 20C11.5 20.2761 11.7239 20.5 12 20.5C12.2761 20.5 12.5 20.2761 12.5 20V12.5H20C20.2761 12.5 20.5 12.2761 20.5 12C20.5 11.7239 20.2761 11.5 20 11.5H12.5V4Z\" \/>\n                    <\/svg>\n                <\/button>\n            <\/div>\n        <\/div>\n\n        <div id=\"validacao2\" style=\"display:none; color:#c0392b; font-size:13px; text-align:center; max-width:800px; margin: 10px auto 0;\"><\/div>\n        <button class=\"calculate-btn\" id=\"calcular2\">Calcular Teto M\u00e1ximo<\/button>\n\n        <div class=\"result-container\" id=\"resultado2\">\n            <div class=\"result-main\">\n                <div class=\"result-left\">\n                    <div class=\"result-label\">Montante m\u00e1ximo financi\u00e1vel:<\/div>\n                    <div class=\"result-value\" id=\"valorMaximo2\">\u20ac 0,00<\/div>\n                <\/div>\n                <div class=\"result-right\">\n                    <div class=\"result-label\">Presta\u00e7\u00e3o estimada:<\/div>\n                    <div class=\"result-prestacao\" id=\"prestacaoEstimada2\">0,00 \u20ac<\/div>\n                <\/div>\n            <\/div>\n            <div class=\"result-details\" id=\"detalhes2\"><\/div>\n            <div class=\"pressupostos-inline\">\n                <strong>Pressupostos utilizados no c\u00e1lculo:<\/strong>\n                <div class=\"pressupostos-grid\">\n                    <span>Spread: 0.60%<\/span>\n                    <span>Euribor (6M): 2.322%<\/span>\n                    <span>TAN base: 2.922%<\/span>\n                    <span>TAN stressada: 4.422%<\/span>\n                    <span>Taxa de esfor\u00e7o m\u00e1xima: 50%<\/span>\n                    <span>Prazo m\u00e1ximo: conforme a idade<\/span>\n                <\/div>\n            <\/div>\n        <\/div>\n\n        <div class=\"info-box\">\n            <strong>Nota:<\/strong> Este simulador fornece uma estimativa com base nos pressupostos indicados.\n            O montante real aprovado depende da an\u00e1lise de risco de cada banco, do perfil do cliente e das condi\u00e7\u00f5es\n            de mercado em vigor. Consulte um intermedi\u00e1rio de cr\u00e9dito para uma an\u00e1lise personalizada.\n        <\/div>\n    <\/div>\n\n    <script>\ndocument.addEventListener('DOMContentLoaded', function () {\n\n    const btn = document.getElementById('calcular2');\n    const rendimentoInput = document.getElementById('rendimento2');\n    const prestacoesInput = document.getElementById('outrosPrestacoes2');\n    const idadeInput = document.getElementById('idade2');\n\n    const resultadoBox = document.getElementById('resultado2');\n    const valorMaximo = document.getElementById('valorMaximo2');\n    const prestacaoEstimada = document.getElementById('prestacaoEstimada2');\n    const detalhes = document.getElementById('detalhes2');\n    const errorEl = document.getElementById('validacao2');\n\n    const SPREAD = 0.006;\n    const EURIBOR = 0.02322;\n    const TAN_BASE = SPREAD + EURIBOR;\n    const TAN_STRESSED = TAN_BASE + EURIBOR;\n    const MAX_EFFORT_RATE = 0.50;\n\n    function getPrazoMaximo(idade) {\n        if (idade <= 29) return 40;\n        if (idade <= 35) return 37;\n        return Math.min(35, 75 - idade);\n    }\n\n    function calcMontante(prestacaoMaxima, tanAnual, nMeses) {\n        const r = tanAnual \/ 12;\n        if (r === 0) return prestacaoMaxima * nMeses;\n        return prestacaoMaxima * (1 - Math.pow(1 + r, -nMeses)) \/ r;\n    }\n\n    function calcPrestacao(capital, tanAnual, nMeses) {\n        const r = tanAnual \/ 12;\n        if (r === 0) return capital \/ nMeses;\n        return capital * r \/ (1 - Math.pow(1 + r, -nMeses));\n    }\n\n    function fmt(val) {\n        return '\u20ac ' + val.toLocaleString('pt-PT', {\n            minimumFractionDigits: 2,\n            maximumFractionDigits: 2\n        });\n    }\n\n    function makeStep(inputId, delta) {\n        return function () {\n            const el = document.getElementById(inputId);\n            const cur = parseFloat(el.value) || 0;\n            el.value = Math.max(0, cur + delta);\n        };\n    }\n\n    document.getElementById('menosRendimento').addEventListener('click', makeStep('rendimento2', -100));\n    document.getElementById('maisRendimento').addEventListener('click', makeStep('rendimento2', 100));\n    document.getElementById('menosPrestacoes').addEventListener('click', makeStep('outrosPrestacoes2', -50));\n    document.getElementById('maisPrestacoes').addEventListener('click', makeStep('outrosPrestacoes2', 50));\n    document.getElementById('menosIdade').addEventListener('click', makeStep('idade2', -1));\n    document.getElementById('maisIdade').addEventListener('click', makeStep('idade2', 1));\n\n    btn.addEventListener('click', function () {\n\n        const rendimento = parseFloat(rendimentoInput.value) || 0;\n        const outrasPrestacoes = parseFloat(prestacoesInput.value) || 0;\n        const idade = parseInt(idadeInput.value) || 0;\n\n        if (rendimento <= 0 || idade <= 0) {\n            errorEl.textContent = 'Por favor, preencha o rendimento e a idade.';\n            errorEl.style.display = 'block';\n            return;\n        }\n\n        errorEl.style.display = 'none';\n\n        const prazoAnos = getPrazoMaximo(idade);\n        const nMeses = prazoAnos * 12;\n\n        const prestacaoMaxima = (rendimento * MAX_EFFORT_RATE) - outrasPrestacoes;\n\n        if (prestacaoMaxima <= 0) {\n            valorMaximo.textContent = '\u20ac 0,00';\n            prestacaoEstimada.textContent = '0,00 \u20ac';\n            detalhes.innerHTML = '<strong>As presta\u00e7\u00f5es existentes j\u00e1 excedem a taxa de esfor\u00e7o m\u00e1xima.<\/strong>';\n            resultadoBox.classList.add('show');\n            return;\n        }\n\n        const montante = calcMontante(prestacaoMaxima, TAN_STRESSED, nMeses);\n        const prestacao = calcPrestacao(montante, TAN_BASE, nMeses);\n\n        valorMaximo.textContent = fmt(montante);\n        prestacaoEstimada.textContent = prestacao.toLocaleString('pt-PT', {\n            minimumFractionDigits: 2,\n            maximumFractionDigits: 2\n        }) + ' \u20ac';\n\n        detalhes.innerHTML = `\n            Rendimento: ${fmt(rendimento)}<br>\n            Outras presta\u00e7\u00f5es: ${fmt(outrasPrestacoes)}<br>\n            Prazo: ${prazoAnos} anos<br>\n        `;\n\n        resultadoBox.classList.add('show');\n    });\n\n});\n    <\/script>\n<\/body>\n<\/html>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Simuladores Simulador Cr\u00e9dito Habita\u00e7\u00e3o Indeciso sobre que im\u00f3vel comprar? Fa\u00e7a a simula\u00e7\u00e3o e tome uma decis\u00e3o consciente. Valor do Cr\u00e9dito \u20ac Dura\u00e7\u00e3o do Empr\u00e9stimo? Prazo m\u00e1ximo de pagamento de cr\u00e9dito permitido consoante a idade: At\u00e9 aos 30 anos &#8211; pagamento at\u00e9 40 anos. Entre 31 e 35 anos &#8211; pagamento at\u00e9 37 anos A partir [&hellip;]<\/p>","protected":false},"author":5,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-2951","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Simuladores - Go Cr\u00e9dito<\/title>\n<meta name=\"description\" content=\"Simule as suas despesas e encontre a melhor solu\u00e7\u00e3o para o seu cr\u00e9dito! 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