In accordance with what already follows from the “DATA PROTECTION DECLARATION” available on our website here, it is part of the policy of EXEMPLAR TOMORROW, LDA (“GO Crédito”) to provide the user of its website with information in as much detail as possible about the way your personal data is processed, namely through the use of cookies or other similar technologies.

As such, we have developed this cookie policy, which is applicable across all uses of our website.

WHAT ARE COOKIES?

Cookies are small files that are stored on the electronic device through which you access the website, specifically through the browser used for this purpose, and which collect information about your usage habits on our website. Their main function is to facilitate and accommodate the use of the website, enhancing and optimizing its functionalities, but, although it is not the only reason for its use, it will also serve other purposes, namely commercial and statistical purposes.

TYPES OF COOKIES:

It is important to differentiate between temporary (session) cookies and long-term (persistent) cookies. The first are only used for the duration of the visit to the website after which they are deleted, and aim to ensure that the user does not have to log in to the website when changing pages. The seconds are stored on the user's device after ceasing to use the website and during the period indicated therein as “expiration date”, and are intended to enable the user to return to the website and resume browsing in accordance with the settings initially defined by itself, for example, saving the language settings.

WHAT IF YOU DO NOT ALLOW THE USE OF COOKIES?

The use of these technologies is not mandatory, but… deleting or blocking a cookie may mean that some features of our website become obsolete.

Still: our policies aim to collect data under these terms with your express prior authorization.

COOKIES AND OTHER THIRD PARTY DATA COLLECTION TECHNOLOGIES?

The cookies used may be ours or may be set by third parties. These entities may use cookies that collect personal data from our users only if we understand that they provide the necessary security for your data. Only then will we ask for your authorization to use these cookies.

On the other hand, third-party cookies may be used if you use other services associated with our website that operate based on similar technologies such as Plug-ins.

There are several reasons that may lead us to allow technologies of this nature from third parties on our website:

Because such entities are contracted to provide certain services that justify it, as is the case with Google Analytics services aimed at the statistical analysis of the website. This helps us provide you with a more personalized service and a better browsing experience!

Because our website bridges the server of these entities for the purpose of reproducing content (for example, for reproducing videos from YOUTUBE).

Because website content is shared with these entities (this is what happens, for example, through comments or news sharing made on social networks, associating the respective accounts on these networks and as is the case with FACEBOOK, INSTAGRAM, etc.) .

These entities will now be able to place or read their own cookies on your device, and collect information about the use of the website.

CROSS-BORDER DATA TRANSFER?

Due to the fact that cookies from third-party entities are used, there is the possibility that the stored data will be transferred to countries where these entities are located and which are not necessarily in the European Union. It is not possible for us to control this flow, so the user must check the settings that allow them to give up the use of cookies if they check the respective cookie policies of these entities. (*)

TYPES OF COOKIES USED:

Cookies can be differentiated and categorized according to the various purposes that can be associated with them, regardless of whether they are third-party cookies or your own:

NECESSARY – These are always active even if you do not accept our Policy, as they are aimed at the operability of the system. In other words, allowing access to basic navigation functions and secure areas of the website.

LOG IN, AUTHENTICATION – When the user logs in to the website with their account, these cookies store the associated ID number and the login time in encrypted form on their device, allowing them to browse the website or other pages open in the browser without having to log in again every time you return to the website. It is usually a temporary cookie.

PREFERENCES – This type of cookie stores preference settings, such as language or privacy settings, so that they do not have to be reset each time you return to the website. By their nature, they are long-lasting cookies.

INFORMATION PROVIDED – This concerns information that the user wants to provide when using the website, as happens, for example, when adding products to a shopping cart. Cookies store these indications of desired products (by way of example), so that you can complete your purchase easily and fluidly. Since you can log out of the website, so that it is possible to resume these options when you log in again, information will be stored using long-lasting cookies.

TARGETED ADVERTISING – Collects information about the use made of the website (articles viewed, clicks made, advertisements viewed), allowing the user's interests to be identified so that the advertising directed to them is in their best interests. This type of cookies can be used to help advertisers present interest-based advertisements, with the aim of giving the user a personalized experience when visiting our website. These cookies tend to be long-lasting, as they are stored so that they can be read the next time you visit the website.

STATISTICS – Collect information capable of measuring the efficiency of the services provided and the commercial activity carried out, for example by collecting the IP address of website visitors and controlling their number of visits, all with a view to developing statistics on the operations available to the user . Therefore, they are long-lasting cookies.

SECURITY – These tend to be long-lasting cookies as they aim to avoid risks to the security of the website, namely acts of identity theft in general. They can even be used to help determine the need to implement new security measures.

PERFORMANCE, ANALYSIS – They seek to understand whether the resources necessary for the good use of the website are available to the user and, whether the accessible tools are the most appropriate for this purpose; towards continuous performance improvement.

I WANT TO KNOW SOME OF THE COOKIES USED:

The user can find out about some of the cookies used, right from the start, through their browser settings. You can also consult our cookie table where we intend to identify some of the different types used on the website.

PLUGINS

GOOGLE:

For our website we use the services provided by Google LLC (“GOOGLE”):

GOOGLE ANALYTICS:

In particular, its website analytics services “Google Analytics”.

For this purpose, we use JavaScript from GOOGLE – a tool that, frequently using cookies (from the “targeted advertising” and “statistics” categories), stores information relating to visitors to our website, the way in which – and from where – they access it, respective frequency, to analyze the type of use that is made. The information collected about your use of our website is sent to a GOOGLE server and stored there, completing the process of processing this data with the compilation of analytical reports. This information may not be transferred to unauthorized third parties or if the contrary does not result from applicable legislation, nor will GOOGLE associate your IP address with any other data held by you.

You can deactivate this function using an Add-on developed by GOOGLE precisely to help you, for this purpose see the link: https://tools.google.com/dlpage/gaoptout?hl=None

GOOGLE RECAPTCHA:

As well as its support services against anti-spam practices – such as the “GOOGLE NO CAPTCHA RECAPTCHA PRO – ANTI SPAM” plugin.

This Plug-in only requires the user to prove that they are human and not a machine. The aim is always to ensure your safety when using our website.

It collects personal data by evaluating the circumstances in which the user of our website (or the machine!) claims to be human: it will check the cookies that GOOGLE uses on our website to cross-reference information, as well as the browser, settings, preferences and others … in other words: to the extent necessary to analyze whether we are facing an intruder.

For more information about this entity's Privacy Policy: https://policies.google.com/privacy.

SOCIAL NETWORK INTEGRATION THROUGH PLUGINS:

We also use Plug-ins technology to integrate the relationship with social networks into the functionalities of our website, such as FACEBOOK, identified through a characteristic and publicly known logo/icon. It is this interaction between users and the logos/icons referring to their respective social networks, which will represent the sharing of information with these third parties, establishing a direct connection with their servers.

We have no power to determine how such social networks, providers of Plug-ins, use the information provided by the user, so we recommend that you consult the privacy policies of each of the social networks involved for more information on how the data is collected and processed by them.

However, despite the fact that deactivating the Plug-ins may make the website unusable, such an option can be made, from the outset, in accordance with the settings/configurations of each browser, following which no data about you may be transferred to the Plugins.

DO YOU NEED MORE INFORMATION?

You may request the information you deem necessary regarding the processing and treatment thereof, being aware that a fee may be applied in the case of unfounded or excessive requests. You can do so by sending an email to rgpd@gocredito.pt.

To this end, we may require elements that prove the status of holder of the personal data who intends to exercise their rights.

Consulte our DATA PROTECTION DECLARATION here: https://gocredito.pt/declaracao-de-protecao-de-dados/